Agreed. But everyone signs a contract and if you read the fine print, you know what you are getting into and have no one to blame but yourself.
Ok, but besides all that. Sometimes financing is advantageous to some people.
Anyways, if anyone is a leaser, they might be able to answer my question. I think I know the answer. Its, probably yes. As the new model comes out the residual goes way up and declines over time. As you make your way deeper into a model refresh the residual should not prop up as high and the beginning of the year and will start to increasingly lag towards the end of the refresh.