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Grundy Insurance Feedback

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Old 08-16-2020 | 08:36 AM
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Default Grundy Insurance Feedback

Looking to switch from Hagerty to Grundy ...online quote from Grundy was significantly lower. Any direct experience with Grundy? What put me off was that there was no customer service option available via phone....only way to get in touch was email? Also I think they impose more restrictions on driving vs Hagerty. I am paying $1860 a year with Hagerty for a 2012 TTS in New York, agreed upon value of $90k. Grundy's quote was $1160 for the same coverage but with more restrictions on driving.
Old 08-17-2020 | 08:58 PM
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I was with Hagerty and switched to Grundy this year. The savings was about $1,000 less than Hagerty. I have friends that have had claims with each and had nothing but great things to say. The key is Stated value plan. I used a broker to buy my Grundy Insurance locally as he has a direct line to Grundy and I can get answers when I need them.
Old 08-17-2020 | 09:46 PM
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Originally Posted by TBarrow
I was with Hagerty and switched to Grundy this year. The savings was about $1,000 less than Hagerty. I have friends that have had claims with each and had nothing but great things to say. The key is Stated value plan. I used a broker to buy my Grundy Insurance locally as he has a direct line to Grundy and I can get answers when I need them.
Pretty much the same experience.. I switched to Grundy from a regular USAA policy.. now have 75K agreed value policy.. I was a little concerned with the restrictions as well but I bought thru a large broker and the agent says he has never been questioned on mileage/use for a claim.. this is for TX, no idea if NY would be different..

I think my policy mileage is 3K/yr. Also saved several hundred dollars over my old policy.

No experience with claims as I hope I don't have to experience that I call my broker for issues/etc, so he can handle talking to Grundy directly.. my broker is working for me so I'll let 'em do that..

Old 08-17-2020 | 10:02 PM
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Thanks guys...I will probably be moving my wife's and my daily driver over as well.
Old 08-17-2020 | 10:22 PM
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Been with Grundy (5 collector cars) and have been happy.

One glass loss and was super great dealing with them.

Never had a total or large loss but all the reviews are excellent.
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Old 08-18-2020 | 06:17 PM
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i've used chubb for over a decade now and prior to that had leyland west for classic/exotic car insurance.

chubb is the easiest and best of all the companies i looked at (jc taylor/grundy/hagerty). i have a great agent as well she rocks

i have my 997 turbo covered for 100k value and my 2002 for 40k value no issues and dirt cheap for the coverage in 90016 here in LA

Old 08-18-2020 | 08:32 PM
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Fellow Long Islander here.

I had my Mustang with Hagerty for a long time and the price kept going up. When I got the TT, I got quotes and Grundy was far & away cheaper than Hagerty so I moved both cars to them.

Old 08-19-2020 | 10:17 AM
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I received a four car quote from Hagerty that far exceeded my current Geico policy costs. I'll give Grundy a call.
Old 08-20-2020 | 11:42 AM
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I have also used Grundy for my extra cars as well. The service is great and price are excellent. Recently had a flat with the TTS and had to get a tow, they reimbursed the tow up to $250 without a problem. The only downside is their customer service is open M-F during business hours, so if you have a claim or incident such as roadside you have to pay of pocket and get reimbursed.
Old 08-20-2020 | 11:55 AM
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I switched to Grundy when I bought my 2010 TT nine months ago and my existing carrier (Mercury) quoted me over $3k a year. Shopped around with other traditional insurance companies at the time (GEICO, Progressive, etc.) and the quotes were even higher. This for a driver with 30 years experience, no accidents or tickets, and no teenagers on the policy. Typical California BOHICA. I was already used to the screw job from my 2006 C2S but this was too much.

Grundy set me up with high limits and a $250 deductible for $950/year. The catch is that we had to prove it was not a DD (wife and I had to show proof we had other cars), limited to 5000 miles a year, and I had sign an exclusion that no one under age 25 would be covered in driving the car. Believe me the last one was no problem at all as I could only imagine what I would have done with this car at that age.
Old 08-20-2020 | 11:59 AM
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Originally Posted by Jl889
I have also used Grundy for my extra cars as well. The service is great and price are excellent. Recently had a flat with the TTS and had to get a tow, they reimbursed the tow up to $250 without a problem. The only downside is their customer service is open M-F during business hours, so if you have a claim or incident such as roadside you have to pay of pocket and get reimbursed.
This is the part that worries me...lack of access to customer service
Old 08-20-2020 | 12:05 PM
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Originally Posted by Cnair
This is the part that worries me...lack of access to customer service
In my case they are saving me ~$2400 a year so I can live with some inconvenience. More important to me is do they pay claims or play games. All the feedback I've seen is that they are great when it comes to claims and don't try to weasel out of coverage.
Old 08-20-2020 | 12:10 PM
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100% Correct, it was a minor inconvenience having to source my own tow truck this weekend, but as you said i'll go through allttle pain to save $2K plus on insuring my 911. I have also heard the same about them paying claims. If you have a "true" accident they have a hotline through the parent Philadelphia insurance to intake the claim, its just only roadside items you have to deal with them during business hours.

Last edited by Jl889; 08-20-2020 at 12:17 PM.
Old 08-20-2020 | 01:10 PM
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Originally Posted by PV997
In my case they are saving me ~$2400 a year so I can live with some inconvenience. More important to me is do they pay claims or play games. All the feedback I've seen is that they are great when it comes to claims and don't try to weasel out of coverage.
My savings vs Hagerty will be along the lines of $700 a year...still significant. $2.4k difference is nuts!
Old 08-27-2020 | 08:54 PM
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Been with Grundy for 3 years, agreed value on my 996tt and 997tt with no restrictions, ~$1100 for both for the year.


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