recommended car insurance for a 911 GT3

 

Track, DD or pleasure use only? - makes a huge difference.

 

Pleasure only, thanks

 

Try Grundy. Was surprisingly very cheap and no mileage limits.

 

 

Search the 991 gt section. There's a lengthy thread over there discussing didferedi options.

 

Statefarm , 7k miles or less for pleasure. have been with them for 30+ years, all homes and cars so get a slight discount. They were a couple dollars more a month than Grundy or the discount places but my agent treats me well and never an issue with the few times we have had to claim.

 

I use Grundy agreed value.

I have for three years.

 

I have Geico. When I added my GT3 my premium went down $500 due to their multi-car discount. Making it a pleasure only/high deductibles saves you a ton. I pay $ 2100/year for that and an E92 M3. South Florida.

 

I am with AAA, been with them for like 20 years. Premium for gt3 was only $100 more than an e46 m3 ... crazy. Probably because the M cars are being totaled more often than porsches.

 

There is a difference between agreed value from a specialty insurance place and Geico or AAA etc who have no idea what these cars are. They will insure anything. Could be a big difference between what you and that insurance company think if an incident were to occur especially when mileage, color combos etc make a big difference in values.

 

Like Modena1 noted, don't get turned on by a seemingly low rate with companies that will pay you half of what the car is really worth when something bad happens. I used the word when not if because if an event has a possibility of happening it WILL happen.. it's a matter of time which certainly can be longer than your intended time to own the car.