Gilbert Han

I was looking into extended warranty after water pump/ oil cooler and A/C compressor failure. I fixed everything at my expense. I need something that back me up.

But there are not many insurance companies provide extended warranty for my car given ages and miles on it. (2006, 60,000 miles)

Here is my question.
I am thinking which plan is good for me. They gave me two options copper plan and silver plan. Do you think it's worth to go with Silver plan? Price really jumps up from Copper to Silver. From $2,000 to $6,000 for 3years/36k miles.

Here are components that are covered by each plan.

Copper Protection
ENGINE: Cylinder block • Cylinder head(s) • Turbocharger/supercharger and their internal components • Timing gears: Timing/balance shaft chain, guides, tensioners, sprockets and cover (excluding timing belt) • Oil pan • Oil pump • Valve cover(s) • Wastegate • Radiator fan motor • Water pump and pulley • Fan clutch • Fan shroud.

TRANSMISSION AND TRANSFER CASE: Transmission and transaxle cases and
their internal components • Torque converter • Vacuum modulator • Gear shift
lever • Transmission shift linkage • Pan • Transfer case and its internal components.

DRIVE AXLE: Final drive and axle housings and their internal components • Axles • Axle shafts • Propeller shafts • Constant velocity joints • Universal joints • Yokes.

BRAKE: Master Cylinder • Power brake assist boosters • Backing plate
assembly • Brake pedal assembly • Parking brake pedal • Parking brake
release mechanism.

ELECTRICAL: Starter motor • Starter motor drive • Starter motor solenoid •
Alternator • Voltage regulator • Alternator pulley and mounting bracket.

AIR CONDITIONING: Compressor • Accumulator/Drier only in conjunction
with compressor replacement • Condenser • Evaporator • Compressor clutch
and coil • Compressor pulley and mounting bracket • Expansion valve •
Orifice tube • Blower motor.

Silver Protection
Silver Protection includes all components listed in Copper, plus the following:
ENGINE: Engine oil pressure gauge • Radiator coolant recovery unit •
Electric radiator fan motor relay/switch • Electric radiator fan motor sensor •
Engine coolant temperature gauge.

STEERING: Gear housing/rack assembly and their internal components •
Control valve and cylinder • Power cylinder assembly • Steering column shaft(s)
and their couplings/bearings • Steering knuckle • Power steering pump, pulley, and mounting bracket • Pitman arm • Idler arm • Drag link • Steering column bearings.

BRAKE: Parking brake cable • Self adjusters • Brake lines & fittings.

SUSPENSION: Wheel bearings • Sway bar and its bushings and linkage •
Upper and lower control arms • Control arm shafts and bushings •
Upper and lower ball joints • Strut bar • Spindle and support.

ELECTRICAL: Ignition coil • Electronic ignition: module, distributor •
Throttle position sensor • Fuel control temperature sensor •
Idle control actuator • Manifold vacuum sensor • Crankshaft position sensor •
Camshaft position sensor • Igniter • Volt/amp gauge • Wiper motors •
Manually operated electrical switches • Horn and horn relay • Electric window
motors • Electric mirror motors • Cruise control: module, actuator • Electric
door lock: relay, actuator • Electric trunk/tailgate/hatchback actuators •
Backup light switch • Brake light switch • Door operated courtesy light
switches • Neutral safety switch • Windshield washer pump • Cigarette
lighter(s) • Auxiliary power point • Tachometer • Headlamp dimmer switch •
Map lights • Clock.

Fuel System: Fuel tank • Fuel pump • Accelerator pedal • Fuel pressure
regulator • Fuel level sending unit • Accelerator pedal linkage • Fuel
pressure sensor • Fuel pump relay • Fuel shutoff control • Fuel tank filler pipe •
Metal fuel lines • Fuel gauge.

AIR CONDITIONING: Idler pulley and bearing • Manual temperature control
selector head • Heater control valve • Idler pulley tensioner.
* Coverages and Exclusions — Seals and gaskets are included for covered components. For Copper plan, seals and gaskets are covered only in conjunction with a covered repair.

Surfer2001

I'd go Silver However, proceed with caution. What company are you looking at? I was going for coverage as well, but most of these guys get horrible reviews. They will do everything possible to NOT cover the bill.

rickdogg82

for your car I would want to be sure that anything related to bore scoring or IMS is covered.

Assuming Copper covers these, I don't see spending a lot more for the extra coverage. $6000 for what in your case might be only 18000 miles worth of coverage is not a good value.

BIG smoke

Where do you repair your car. Dealer or indy?
What do they use? Who do they like to put claims through with?
If they hate the company YOU choose, they will get you to pay and then you will be reimbursed.

Gilbert Han

I currently use indy shop only because it's cheaper than dealer shop. But if it is covered by warranty, I would like to bring my car to dealer, so I can drive nice loaner car with quality assured repair.

I asked warranty company, and they said I can bring my car wherever I want.