My months old 997 taken by Sandy
11-02-2012, 01:42 AM
#46
Pro
PasPar, We'll keep you in our prayers Bro! I just can't imagine what it feels like to just sit & watch as everything unfolds & feel so helpless to do anything about it! But, as long as you & the family are OK everything else will work itself out. Godspeed with getting everything cleaned up & Good Luck with you insurance!
11-02-2012, 11:03 AM
#47
Rennlist Member
PTParks,
Please remeber that insurance is optional. He can choose to self insure or purchase none at all. It may seem like a gamble to some people but insurance is only for those who would like to mitigate the loss if something happens. It can help reduce the cost IF something happens and you need to file a claim.
Please remeber that insurance is optional. He can choose to self insure or purchase none at all. It may seem like a gamble to some people but insurance is only for those who would like to mitigate the loss if something happens. It can help reduce the cost IF something happens and you need to file a claim.
11-02-2012, 10:24 PM
#51
Poseur
Rennlist Member
Rennlist Member
Unless you have flood insurance they will hide behind that.
One of the reasons (little known) that the San Francisco Earthquake of 1906 became a raging fire was because few Californians had earthquake insurance in 1906. Rather than be denied coverage, things magically caught on fire--and then their fire insurance covered it.
I'm surprised that hurricane insurance doesn't cover water damage. A hurricane is by definition a high wind that near water can change a shoreline.
One of the reasons (little known) that the San Francisco Earthquake of 1906 became a raging fire was because few Californians had earthquake insurance in 1906. Rather than be denied coverage, things magically caught on fire--and then their fire insurance covered it.
I'm surprised that hurricane insurance doesn't cover water damage. A hurricane is by definition a high wind that near water can change a shoreline.
11-03-2012, 07:53 AM
#54
I am very sorry about the tragedy that you and the other many individuals are going through. We pay high premiums to these insurance companies with the understanding that they cover our losses when disaster hits us. It is very unfortunate that they somehow always have a way of abusing their clients. It is just like a very healthy individual who has purchased a comprehensive medical coverage then being denied for expenses incurred from an illness e.g. Plague, meningitis outbreak. It is not right...
11-03-2012, 09:26 AM
#55
This is the code in NYC. Romex is not allowed anywhere.
UPDATE: Geico said check is in the mail...
11-03-2012, 07:06 PM
#56
Three Wheelin'
Sorry for your losses. At least you seem to be getting some responses from your insurance agent/Geico. Hope your family is coping as well as you seem to be in this thread.
11-05-2012, 12:17 PM
#57
Three Wheelin'
I most likely would not have disconnected the battery either, The car will be covered by the auto insurer. The other items such as home and appliances will vary based on what the insurers in the region decide is covered.
Yesterday while watching coverage on Sandy, I saw a white 997 Cab and a new 981 Boxster boxster totalled in the New Jersey area.
Yesterday while watching coverage on Sandy, I saw a white 997 Cab and a new 981 Boxster boxster totalled in the New Jersey area.
Did you get your money back at least? Also any buyback offers?
11-06-2012, 04:05 AM
#59
Rennlist Member
Sorry for your loss. Glad GEICO has attempted to right your wrong/loss. Hopefully your housing situation will still get sorted out favorably. If we can do anything or contribute to help those Rennlisters who lost property and livelihoods please post relevant links! Godspeed.
12-01-2012, 09:36 AM
#60
A month passed since the storm... had power for 10 days and heat/hot water for 7... Wifey has a new car and a some new appliances. I have .... a new HVAC system. picked up some tools on black friday so I can get stuff done around the house. walls are still open to above flood lines to let things dry. its been COLD and we have no insulation on 1/3 of our walls - so my boiler is getting some exercise.
regarding replacing my 997 - the good news, prices are noticeably lower than I recall from shopping back in early 2012. the bad news - there are no cars on any of the sites i went on that appeal to me.
I have one key, a pair of original mufflers and the air box from my 997.1S - if anyone is interested PM me.
regarding replacing my 997 - the good news, prices are noticeably lower than I recall from shopping back in early 2012. the bad news - there are no cars on any of the sites i went on that appeal to me.
I have one key, a pair of original mufflers and the air box from my 997.1S - if anyone is interested PM me.