I have AAA - CSAA in CA. AAA has always been competitive and they stay behind the member. Rock bottom price insurance is not what I am interested in; I want proper coverage and excellent service.

 

One more vote for AAA. And in my case for our 2011 cayenne s, it was the most competitive price by a long shot. We had geico before and had been with them for many years.

 

Progressive, I pay $57 for full coverage monthy, been with them over 10 years...

 

I too have been with USAA since ahh...I raised my hand and signed the paper. No problems. Low costs, pay out quickly and with OEM parts where I want to get the car fixed on occasions I've needed and have been great. Echo Edgy01's sentiments...if you qualify then they're the best. Bundle all my other insurance needs with them as well and have even used them to "help" aqcuire a P-car before! LOL

 

My 997 is actually the cheapest to insure of the four cars we have insured with State Farm. I also have homeowners and a personal liability umbrella policy so we do get multi-policy discount.

 

Although these cars are a little expensive what is truly holding premiums down is the area that the greatest monetary liability is--personal injury. These cars truly protect the occupants with all those airbags and sophisticated steels. Thus, insurance is significantly lower than expected.

 

Also been with USAA for the past 20 years, fantastic company, homeowners, umbrella, auto, banking.

If you qualify (military, former military, parents in military) check them out.

Geoff (Naval Flight Officer, 89-96)

 

I will check out USAA. We got all our previous loans through Pentagon Federal (www.penfed.org), but we are getting the loan portion of the GTS from Navy Federal (www.navyfederal.org). 1.9% was an easy choice, and impossible to beat anywhere else. Anyone considering a loan should check them out (penfed doesn't require family in the military).

My FIL is retired Air Force.

 

I think USAA & State Farm are particularly good companies.

I was an insurance underwriter & licensed agent while I was in college. Whatever company you use, I encourage you to find a single source for vehicle/home/umbrella/etc. There can be gray areas where it's not completely sure which policy would take precedence. Having it all from one company prevents multiple companies trying to dump a claim on each other.

 

+1 USAA - been with them since 1968. Only problem ever was getting motorcycle inusured (very high rate) - eventually went with Progressive on MC.

 

I've been with USAA since I got out on my own and been very happy with them. Reasonable rates, quick payouts, actual customer service! when I've needed to file a claim.

I'm actually working on an open claim with them right now -- someone broke into my 911 to steal my radar detector -- and they were very happy to get my window replaced and all the tiny nicks from the broken glass on my door fixed.

 

One last vote for USAA. Though I can vouch for AAA when I used them in CA. When my Evo was totaled, they gave me $0.30/dollar for all my aftermarket parts. Pretty fair of them, IMO.

 

A GEICO rep told me Porsches are relatively cheap to insure because Porsche drivers simply tend to be very safe drivers who baby their cars and get into fewer accidents than other types of cars. It's less to do with driver safety, and more with liability.

Insurance is one area where discrimination based on all sorts of parameters (age, marriage status, type of car, driving history, etc.) is legal and rampant. Sometimes it helps, sometimes it hurts. Which is why it costs more to insure a Honda Civic than a 911.

 

I have MetLife which I've had no problems with. I used to have Farmers which was also good. I followed my agent to Met Life when he stopped representing Farmers. I'll gladly pay a few more dollars for the service I get.

 

I have Geico for all three cars and they covered my DE accident as well (964 was totalled). Great rates and service.