Drivers Ed - PCA
03-04-2009, 03:58 PM
#31
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Dave,
I've only organized on Roebling - and since 2001. Every event I must produce the insurance certificate before the first car enters the track at our event to the managers.
Our club insurance is mostly for damage done to the track by our club. There is a bit in there for medical and not much else. It is the standard K&K track insurance under written by Acord -- and it looks just like the PCA club insurance we use to get...
I've only organized on Roebling - and since 2001. Every event I must produce the insurance certificate before the first car enters the track at our event to the managers.
Our club insurance is mostly for damage done to the track by our club. There is a bit in there for medical and not much else. It is the standard K&K track insurance under written by Acord -- and it looks just like the PCA club insurance we use to get...
03-04-2009, 05:31 PM
#32
There are a number of threads on track insurance in the DE forum.
Personally, I have used WSIB for 2 years for DE insurance only. No claims to date (knock wood). Also, my policy is less than the $126 mentioned above and it is for more than $20K in coverage.
Keep in mind, most DE policies will ONLY cover damage to YOUR vehicle, not facilities, not other vehicles, not personal injury - just YOUR car.
-td
Personally, I have used WSIB for 2 years for DE insurance only. No claims to date (knock wood). Also, my policy is less than the $126 mentioned above and it is for more than $20K in coverage.
Keep in mind, most DE policies will ONLY cover damage to YOUR vehicle, not facilities, not other vehicles, not personal injury - just YOUR car.
-td
03-04-2009, 10:46 PM
#33
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Haven't heard of anyone willing to provide DE insurance in Ontario - I'd be interested in knowing if any Canucks can recommend anything affordable. Right now I am "self insured" ...
03-05-2009, 08:16 AM
#34
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acadian_dad,
Lockton Affinity is trying to get you guys insurance. Keep your fingers crossed.
I know what you mean about self-insured. We use to have a Boxster - it died on Turn 9 of RRR due to a front tire blowout. We self-insured by picking up a $5,000 944S2 and about $7,000 to make it track worthy... Something to walk away from in case. Now L-A insures us every weekend we take it out for about 80 bucks. I figure if something happens it's 5% or $1000 which ever is more, and we can get another track car. Though, I'm now thinking of selling the 944S2. Now that there is insurance -- I might want a better car out there...
P.S. We seem to be mentioning a few different types of insurance here. Above, I was only discussing the actual Event Insurance - that you need for a group to run on a track - or the track doesn't let your group run.
Then there are the individual for their cars, etc. insurance. And yes, there are a number of threads on that topic.
Lockton Affinity is trying to get you guys insurance. Keep your fingers crossed.
I know what you mean about self-insured. We use to have a Boxster - it died on Turn 9 of RRR due to a front tire blowout. We self-insured by picking up a $5,000 944S2 and about $7,000 to make it track worthy... Something to walk away from in case. Now L-A insures us every weekend we take it out for about 80 bucks. I figure if something happens it's 5% or $1000 which ever is more, and we can get another track car. Though, I'm now thinking of selling the 944S2. Now that there is insurance -- I might want a better car out there...
P.S. We seem to be mentioning a few different types of insurance here. Above, I was only discussing the actual Event Insurance - that you need for a group to run on a track - or the track doesn't let your group run.
Then there are the individual for their cars, etc. insurance. And yes, there are a number of threads on that topic.
Last edited by DarkSideDE; 03-05-2009 at 08:43 AM.
03-05-2009, 09:41 AM
#35
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Keep in mind, most DE policies will ONLY cover damage to YOUR vehicle
