Leland West Insurance
09-18-2013, 10:27 AM
#17
Addict
Lifetime Rennlist
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Lifetime Rennlist
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Mu policy ONLY requires car to be "regularly garaged over night" so I think when it is out being used if stolen I am covered, at least that is what I think
Rich
Rich
09-19-2013, 01:35 PM
#19
Rennlist Member
Be careful. It is not about the premium but more about the coverage and how claims are handled.
09-19-2013, 01:49 PM
#20
Rennlist Member
Yep....I had Leyland West for about 6 years and then realized I am self insuring if I do not live by their strict guidelines...or fabricate a good story and wait months for a settlement.
Be careful. It is not about the premium but more about the coverage and how claims are handled.
Be careful. It is not about the premium but more about the coverage and how claims are handled.
09-19-2013, 02:13 PM
#21
Banned
http://www.statefarm.com/insurance/a...nd-classic.asp
The big issue is they currently only allow 2K miles per year.
For an agreed value of $70K cost was almost the same as the regular policy...$422 year. 250k/500K/100K liability $250 comprehensive deductible $1000 collision deductible (the deductibles really lower the rate) towing and full glass coverage. I think LW was something over $700 but I believe 3000 miles. May change for the mileage at some point.
09-19-2013, 02:32 PM
#22
Leland wanted another commuter car that is 3 years new. I didn't qualify.
If you guys shop around, you will find good rates at Amica, State Farm or Liberty Mutual. Amica does require a clean record though.
If you guys shop around, you will find good rates at Amica, State Farm or Liberty Mutual. Amica does require a clean record though.
09-20-2013, 01:54 AM
#23
8th Gear
Join Date: Mar 2009
Location: Fidalgo Island, WA
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Two questions, just to clarify, agreed value in total loss is payout amount. THis is what you want, correct, as opposed to 'stated' value?
Hmm what happens if you get 20,000 worth of damage and the agreed value is 40,000. Or to make it really ugly, 30,000 worth of damage. I know, I could be a lot happier if I didn't think up awkward questions.
Hmm what happens if you get 20,000 worth of damage and the agreed value is 40,000. Or to make it really ugly, 30,000 worth of damage. I know, I could be a lot happier if I didn't think up awkward questions.
