Insurance Renewal
Thread Starter
Drifting
Joined: Aug 2009
Posts: 2,175
Likes: 144
From: Venice Beach
Insurance Renewal
My Hagerty policy is up for renewal in October. I haven't had a spotless record over the past 5-years but what do folks think of my renewal quote and coverage. No mileage limit, Bodily Injury $50K/100K per accident, 50K property damage, uninsured 100k per accident. Guaranteed value is 44k for my C4S, and the renewal is $812/year
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Joined: Nov 2005
Posts: 3,785
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From: Dahlonega, Georgia
I've got:
$500K bodily injury per person per occurance
$500K uninsured/underinsured motorist per person/per occurance
$100K property damage
$1K deductible comprehensive/collision
$0 deductible on glass
No mileage limit
$631/year
I also have an additional $1 million umbrella policy on all my vehicles and real property for an additional $90/year.
My location is rural Georgia...A big difference from Venice Beach
$500K bodily injury per person per occurance
$500K uninsured/underinsured motorist per person/per occurance
$100K property damage
$1K deductible comprehensive/collision
$0 deductible on glass
No mileage limit
$631/year
I also have an additional $1 million umbrella policy on all my vehicles and real property for an additional $90/year.
My location is rural Georgia...A big difference from Venice Beach
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Banned
Joined: Feb 2010
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+1 on the 100K/300K. I suggest you change your daily driver to this amount. It's been the suggested [minimum] amount for quite some time...and the difference is probably less than $100 per year on your policy.
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Thread Starter
Drifting
Joined: Aug 2009
Posts: 2,175
Likes: 144
From: Venice Beach
The internet quote from Grundy was a little lower (assuming the same coverage for an apples/apples comparison). In case the worst happens how is their service. How do people like their insurance?
Thread Starter
Drifting
Joined: Aug 2009
Posts: 2,175
Likes: 144
From: Venice Beach
researching grundy i found this link - makes interesting reading!
http://www.chevelles.com/forums/arch...p/t-79276.html
http://www.chevelles.com/forums/arch...p/t-79276.html
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Joined: Jul 2007
Posts: 5,941
Likes: 165
Not that this is a fair comparison, but my 1964 T-Bird convertible is covered 100K/300K unlimited mileage with J.C. Taylor Antique Car Insurance for $180/year. I don't think they cover any car less than 20 years old though.
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Joined: Jul 2003
Posts: 5,266
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From: Agoura Hills (Los Angeles) California
For $718 a year with State Farm I have
$250K / $500K bodily injury per person per occurance
$100K / $300K uninsured/underinsured motorist per person/per occurance
$100K property damage
$1K deductible comprehensive/collision
I have a clean driving record.
I also have an additional $1 million umbrella policy on all my vehicles and real property for an additional $635 a year.
Looks like I am paying a lot more than others.... But this is Los Angeles where unlicensed drivers and uninsured drivers are abundant.
$250K / $500K bodily injury per person per occurance
$100K / $300K uninsured/underinsured motorist per person/per occurance
$100K property damage
$1K deductible comprehensive/collision
I have a clean driving record.
I also have an additional $1 million umbrella policy on all my vehicles and real property for an additional $635 a year.
Looks like I am paying a lot more than others.... But this is Los Angeles where unlicensed drivers and uninsured drivers are abundant.
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Joined: Jul 2007
Posts: 5,941
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Chuck, I have the utmost respect for you, but I'm not surprised you have a clean driving record. You're a police officer with the LAPD. I'd imagine there are very, very few cops without a stellar driving record in L.A.
I work in showbiz, and I haven't paid for a film in 20 years. Not a coincidence.
I work in showbiz, and I haven't paid for a film in 20 years. Not a coincidence.
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Joined: Jul 2001
Posts: 1,157
Likes: 3
From: Miramar Beach, Florida
When I was reinsuring the Club Coupe to switch to stated value insurance, Heacock was significantly cheaper that Hagarty. Haven't had a claim yet, thank goodness.
