Insurance
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adrianp89 (09-27-2023)
09-27-2023, 04:35 PM
#47
Rennlist Member
It's not my fault they were running such tight margins. Maybe don't pay the CEO 13million and tighten down on fraud. Insurance exists for a reason and when things happen they are just like oh crap we spent all the money we made so gotta jack up the rates (which will never go back down)
09-27-2023, 04:36 PM
#48
Rennlist Member
I dropped USAA insurance for my home and auto and switched to Amica after being with USAA for 20 years. Their customer service has been amazing and they are rated as good or better than USAA. I got tired of USAA rasing their rates so they can pay for TV commercials--WTF! I still bank with them though but no loans or insurance.
03-01-2024, 02:03 PM
#49
Hi, reviving this older thread to ask about USAA's "Car Replacement Assistance" coverage, which pages you an additional 20% of the ACV if car is declared a total loss.
Thoughts on this? Maybe 20% not enough? For ref, I have a 2022 2SMT cabriolet.
Thanks.
Thoughts on this? Maybe 20% not enough? For ref, I have a 2022 2SMT cabriolet.
Thanks.
03-01-2024, 02:09 PM
#50
And btw, I'm with USAA currently and yes it feels like their rates have gone up a lot. I'm in MD and I'm paying $941 every 6 months. This includes the Car Replacement Assistance coverage for @ $95/6 months and a $1000 deductible.
Maybe I need to shop around? I recall I did long ago in my BMW days and could not beat USAA when bundled with home, umbrella, etc.
Thanks.
Maybe I need to shop around? I recall I did long ago in my BMW days and could not beat USAA when bundled with home, umbrella, etc.
Thanks.
03-01-2024, 02:12 PM
#51
Racer
Yes shop around they are not like they use to be. I have not had USAA beat others in a long time. I am currently with Erie. I have home, auto, and umbrella with them.
03-01-2024, 03:14 PM
#52
Rennlist Member
Only thing to consider about USAA is that if you ever have a claim they pay fast and they are very easy to deal with. Sometimes having the cheapest is not always the best if the company you are paying for doesn’t have your back when you need them. I have 20% replacement on all of my cars.