Notices
991 2012-2019
Sponsored by:
Sponsored by:

DE for me!!!

Thread Tools
 
Search this Thread
 
Old Aug 18, 2014 | 06:47 PM
  #31  
paradocs98's Avatar
paradocs98
Rennlist Member
15 Year Member
 
Joined: May 2010
Posts: 1,853
Likes: 517
From: NY
Default

Originally Posted by jlanka
Got back last night. Full write up will be done soon. All I can say for now is, you don't really know what you have until you take your car on the track. WOW!
Another one gets the bug. Sell your golf clubs and your fishing gear. No need for them anymore. Plus, you can use the extra cash for tires, brake pads, gas and DE entry fees.
Reply
Old Aug 18, 2014 | 07:25 PM
  #32  
jlanka's Avatar
jlanka
Thread Starter
Drifting
 
Joined: Oct 2012
Posts: 3,242
Likes: 78
From: Merrick, Long Island NY (Jeff)
Default

I'm actually thinking about getting a cheaper car for DE
Reply
Old Aug 18, 2014 | 07:29 PM
  #33  
John's 991's Avatar
John's 991
Pro
 
Joined: Jul 2012
Posts: 616
Likes: 2
Smile

Originally Posted by jlanka
I'm actually thinking about getting a cheaper car for DE
Oh oh.... He is going racing...

I love taking my 991 to the track, but for many reasons, mostly related to $$, I built a Chump Mustang for racing, and can certainly use it for DE's. It is easier to relax when you have a full cage, HANS device and a car that you don't mind getting a little scuffed up.

Also, because it is a bit slower, it is also a bit "easier" to drive at the limit as things happen a bit more slowly. And you don't go as far when you leave the track..
Reply
Old Aug 18, 2014 | 08:08 PM
  #34  
jlanka's Avatar
jlanka
Thread Starter
Drifting
 
Joined: Oct 2012
Posts: 3,242
Likes: 78
From: Merrick, Long Island NY (Jeff)
Default

Probably never race but all the reasons you gave applies to DE for me
Reply
Old Aug 19, 2014 | 12:49 AM
  #35  
balaclava's Avatar
balaclava
Rennlist Member
 
Joined: May 2014
Posts: 48
Likes: 1
From: SF Bay Area, CA
Default

Originally Posted by chuck911
Thanks for confirming what I basically said, that calling your insurance company is a BAD IDEA! The very best outcome one can possibly get is they try and sell you unnecessary extra coverage. The worst outcome, what you got, happened only after you told them you are not only using your car on a race track, but instructing with it, which to their ears is tantamount to professional use. People reading your story should bear that in mind.

Another thing people might want to consider is the lack of evidence backing up fear of loss. For all the fear, I have yet to hear of any loss. That's in over a decade of PCA and now three years of RL, not one person stepping up with solid info of a claim not being paid solely because it happened at a PCA Driver Ed event.
Checked all of my GEICO (FL) policy documents, not a fun read. The only exclusion that _might_ be even remotely relevant:

"To any loss caused by the insured in participation and/or preparation for any racing, speed, or demolition contest or stunting activity of any nature, whether or not prearranged or organized."

I think it would be really difficult to prove that a PCA-organized DE event is a race as there are no winners. Interesting that they would quickly cancel a policy if they suspect you might go anywhere near the track yet they are reluctant to include an explicit exclusion for all track events - at least in the case of GEICO in FL. Anyway, based on MY policy, spending $600-700 per day for track day insurance does not seem justifiable to ME... YMMV and IANAL, the only lesson here is that if you are in a contract, you might want to read and understand it...
Reply
Old Aug 19, 2014 | 06:02 AM
  #36  
chuck911's Avatar
chuck911
Race Car
 
Joined: Jun 2012
Posts: 4,522
Likes: 62
Default

Originally Posted by balaclava
Checked all of my GEICO (FL) policy documents, not a fun read. The only exclusion that _might_ be even remotely relevant:

"To any loss caused by the insured in participation and/or preparation for any racing, speed, or demolition contest or stunting activity of any nature, whether or not prearranged or organized."

I think it would be really difficult to prove that a PCA-organized DE event is a race as there are no winners. Interesting that they would quickly cancel a policy if they suspect you might go anywhere near the track yet they are reluctant to include an explicit exclusion for all track events - at least in the case of GEICO in FL. Anyway, based on MY policy, spending $600-700 per day for track day insurance does not seem justifiable to ME... YMMV and IANAL, the only lesson here is that if you are in a contract, you might want to read and understand it...
Indeed. And a big secret of the insurance racket is they are so heavily regulated that all policies from all insurers are virtually identical. Anyway, this wording is the reason why groups such as PCA emphasize education (the program itself is called Driver Ed), prohibit timing, discourage even talking about timing, allow passing only in designated sections, and even then only when cooperatively acknowledged by the driver being passed, and basically do everything possible to eliminate any confusion between DE and a "contest" or "stunt".

Wow, first you shattered the break-in myth, now the track insurance scam.
Reply
Old Nov 24, 2018 | 07:42 PM
  #37  
StormRune's Avatar
StormRune
Race Car
10 Year Member
 
Joined: Nov 2013
Posts: 4,071
Likes: 690
From: Austin, TX
Default

I also black it out just to reduce the amount of personally identifiable information out there as a matter of due diligence. An example would be if you **** off someone enough on the forums, they could theoretically stir up trouble you. In the "Don't Mess with Texas" litter campaign, you can report people by turning in their license plate number, make, and color of car. It's a stretch that someone would do such a thing, but it's not unheard of (e.g.: swatters).

Here's another place someone could get you listed: http://licenseplatereports.com and https://baddrivers.com. Not a big deal really, but why give someone the latitude to do it.

And most worrying of all: https://recordsfinder.com/plate. It correctly reported the make, model, year of my car and offers to report additional info for a fee.
Reply
Old Nov 24, 2018 | 10:29 PM
  #38  
snake eyes's Avatar
snake eyes
Three Wheelin'
10 Year Member
 
Joined: Oct 2014
Posts: 1,721
Likes: 443
Default

From a Track Junky ,
Welcome to the bug

seems like someone liked thier first DE day

Stick to DE for awhile and when you get better you will get invited to some private track day groups, where the passing rules are more relaxed.
Go a step further and get a spec maita

Its like an entry to fine wine... and can get much more expensive than golf.

The most important thing is driver skill - you will know when its time to upgrade the car.
Reply




All times are GMT -3. The time now is 06:25 PM.