MY Headers on 991 - i hope there still OK!
04-03-2013, 07:15 PM
#17
Nordschleife Master
my local shop removed em to check, and the metal used is just insane... they tried with all their might to heat em up and they dont budge at all... we finally ruled no way in hell they would leak.
some people have several impacts that cause cracks where it mounts to engine, that is a concern... but easy to spot the spiders around the welds..
no clue what porsche makes the headers from, but if you you saw what they threw at it... i swear it's "unobtainium" ... i would hate to have to weld up a crack...
some people have several impacts that cause cracks where it mounts to engine, that is a concern... but easy to spot the spiders around the welds..
no clue what porsche makes the headers from, but if you you saw what they threw at it... i swear it's "unobtainium" ... i would hate to have to weld up a crack...
04-03-2013, 10:13 PM
#18
Burning Brakes
So why isn't this a car insurance claim? Seems to me that this damage is a collision type claim and may be small enough or of a type that may not increase premiums
04-03-2013, 11:44 PM
#19
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04-04-2013, 09:58 AM
#21
Burning Brakes
Worth the loss....? 4500? I'd say it is.
04-04-2013, 01:39 PM
#22
Instructor
Yes, you may be correct. I suggest that you review the policy's definitions section and go from there. I had a client who once drove a Mercedes through a deep puddle. The intake "intook" water, passed it along to the cylinder head and boom cracked everything as water cannot be compressed. Insurance covered the loss.
Worth the loss....? 4500? I'd say it is.
Worth the loss....? 4500? I'd say it is.
His initial statement "I was driving pretty fast one day and there was a dip in the road -- kinda scary --" may create a bit of a challenge as far as getting it covered by insurance. They might claim that he was operating the car beyond the scope of what Porsche intended when they designed the car's location of the headers. Lacking some sort of hazard in the road that jumped up and hit the headers, it is easy to see that the car bottomed out and that can only happen as a result of the conditions he described.
Sure, there's a chance the insurance company would never find that statement. Just like most things on the internet stay private.
04-04-2013, 03:38 PM
#23
Nordschleife Master
i dont understand why someone would risk raising their premiums over such an incident anyways.. maybe i'm the only one with super high deductibles because i learned to basically never make a claim... because you end up paying for it one way or another.
04-04-2013, 05:19 PM
#24
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04-04-2013, 05:27 PM
#26
Former Vendor
What Does Comprehensive Insurance Cover for My Car?
Covers all events not typically covered by collision insurance
Covers personal items that are inside of the car at the time of a loss, including clothing or other items
Covers for fire, theft, flood or vandalism
Covers for damages to the glass and may cover for damages to the finish
Covers for damages incurred when you hit an animal. While technically a collision, this is usually not covered by other types of insurance.
Covers all events not typically covered by collision insurance
Covers personal items that are inside of the car at the time of a loss, including clothing or other items
Covers for fire, theft, flood or vandalism
Covers for damages to the glass and may cover for damages to the finish
Covers for damages incurred when you hit an animal. While technically a collision, this is usually not covered by other types of insurance.
04-04-2013, 06:04 PM
#27
Burning Brakes
What Does Comprehensive Insurance Cover for My Car?
Covers all events not typically covered by collision insurance
Covers personal items that are inside of the car at the time of a loss, including clothing or other items
Covers for fire, theft, flood or vandalism
Covers for damages to the glass and may cover for damages to the finish
Covers for damages incurred when you hit an animal. While technically a collision, this is usually not covered by other types of insurance.
Covers all events not typically covered by collision insurance
Covers personal items that are inside of the car at the time of a loss, including clothing or other items
Covers for fire, theft, flood or vandalism
Covers for damages to the glass and may cover for damages to the finish
Covers for damages incurred when you hit an animal. While technically a collision, this is usually not covered by other types of insurance.
At our firm we refer to insurance companies as "legalized and organized crime" and adjusters as "criminals" as it is our opinion that they exist to deny claims or delay payment of claims.
Your damage took place during the ordinary course of the operation of the vehicle. Your actions were presumably not one of those in the "excluded" category, so the damage has to be included and compensable. If you ran over a deer resultant damage would be covered. If your car hit a man(or person)hole cover or steel road drain that was sticking up, resultant damage would be covered. Your insurance company is screwing with you. File a complaint with your state insurance commission. Do it today.
If you need help interpreting the policy, hire a lawyer. Ask the lawyer if you can sue the insurance company for a bad faith rejection of a claim.
04-04-2013, 07:29 PM
#29
Instructor
With all due respect to the OP ...........really?
It's Porsche's fault?
Last edited by TTCarrera; 04-04-2013 at 09:33 PM.
