Fidelity Gold Plus vs Platnium
#1
Fidelity Gold Plus vs Platnium
I have done a little bit of a search and have reviewed the coverage for both. (yes i know is inclusionary vs exclusionary) It seems to me that the Gold Plus will cover ALMOST everything (and for sure the entire PDK if it fails)
but i want to know if anyone have experience first hand with something that the Gold plus didnt cover and wouldve been covered under the platinum.
but i want to know if anyone have experience first hand with something that the Gold plus didnt cover and wouldve been covered under the platinum.
#2
I had the Platinum on my S4. Only used it for a voltage regulator. It covered it. Then I bought powertrain, the lowest level coverage and it covered my failed transmission for $11k. My service advisor really had to work on it with them, but they eventually replaced it. Paid $250 out of pocket.
I would probably go with the Fidelity Platinum just for the peace of mind that they will have a more difficult time denying coverage.
I would probably go with the Fidelity Platinum just for the peace of mind that they will have a more difficult time denying coverage.
#3
I had Fidelity Platinum on my previous Panamera 4S that had tons of problems. They took care of everything, I only had to pay out of pocket for my deductible. Saved me thousands plus..... I think for my 991.1S I got platinum as well, so did my wife for her Cayman R.
#4
I have done a little bit of a search and have reviewed the coverage for both. (yes i know is inclusionary vs exclusionary) It seems to me that the Gold Plus will cover ALMOST everything (and for sure the entire PDK if it fails)
but i want to know if anyone have experience first hand with something that the Gold plus didnt cover and wouldve been covered under the platinum.
but i want to know if anyone have experience first hand with something that the Gold plus didnt cover and wouldve been covered under the platinum.
#5
pricing in general for this warranty seems to be ‘mysterious’ which also makes me very cautious.
#6
#7
yeah the delta that I am see is about $2k
Looking at the list, i really cant think of anything that would cost the diff of 2k in the next 6 years to justify going with the platinum.....What I am saying is I am probably willing to make a bet that I can fix anything that's not covered under the gold plus for less than 2k in the next 6 yrs.
So far I have
- sun/moon roof rails that the Gold Plus will not cover (it states only the moon/sun roof motor is covered)
- Side folding mirror motor (it states only mirror motor and i am assuming is the actual mirror adjustment motor, not the flip motor)
- steering column adjustment motor (it states steering tilt and telescoping mechanism....not sure if that includes the motor)
I am sure i can think of more......but i am not gonna go crazy over it LOL
Looking at the list, i really cant think of anything that would cost the diff of 2k in the next 6 years to justify going with the platinum.....What I am saying is I am probably willing to make a bet that I can fix anything that's not covered under the gold plus for less than 2k in the next 6 yrs.
So far I have
- sun/moon roof rails that the Gold Plus will not cover (it states only the moon/sun roof motor is covered)
- Side folding mirror motor (it states only mirror motor and i am assuming is the actual mirror adjustment motor, not the flip motor)
- steering column adjustment motor (it states steering tilt and telescoping mechanism....not sure if that includes the motor)
I am sure i can think of more......but i am not gonna go crazy over it LOL
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#8
I'll soon get the Plat 6/60. It's not the parts cost but the install that's the spendy bit. Might even go for the $0 deductible, for the odd switch or sensor that costs $250 to replace.
If you don't get in before 10k miles for around $2k, the price rockets.
If you don't get in before 10k miles for around $2k, the price rockets.
#9
I just purchased gold for my 2013 cab 7/70K miles , I could see the extra cost of platinum , I hope that it doesn't become a problem for denying claims , never used it I was looking for something in case of major issues or some of the other . The main thing I was concerned about is the Navigation isn't covered and mine is a cab and it is not covered.
#10
spoke with Mike, looks like they did away with the Gold Plus..... :-(
kind of makes the decision easier....but i end up paying more...because the Gold excudes a lot of electrical stuff....so platnium it is i guess......(the diff btw gold and plat was 2257 for 6/60k)
kind of makes the decision easier....but i end up paying more...because the Gold excudes a lot of electrical stuff....so platnium it is i guess......(the diff btw gold and plat was 2257 for 6/60k)
#11
Is it 6/60 from vehicle in service date or when the Fidelity warranty goes into effect? Thanks!
#12
s4
Interesting what year S4, my 04 6 speed blew up also ?
I had the Platinum on my S4. Only used it for a voltage regulator. It covered it. Then I bought powertrain, the lowest level coverage and it covered my failed transmission for $11k. My service advisor really had to work on it with them, but they eventually replaced it. Paid $250 out of pocket.
I would probably go with the Fidelity Platinum just for the peace of mind that they will have a more difficult time denying coverage.
I would probably go with the Fidelity Platinum just for the peace of mind that they will have a more difficult time denying coverage.
#13
I just purchased gold for my 2013 cab 7/70K miles , I could see the extra cost of platinum , I hope that it doesn't become a problem for denying claims , never used it I was looking for something in case of major issues or some of the other . The main thing I was concerned about is the Navigation isn't covered and mine is a cab and it is not covered.
#14
The fidelity’s plans are from date you take out plan . Factory or cpo warranties are used until they expire .
for example a new car has 4 years 50,000 miles you buy a 7 year /70,000 mile warranty you ave 3 years and 20,000 miles of fidelity warranty .
if you wait until warranty expired then fidelity price looks at mileage and year of vehicle for pricing .
from what I understand every 10,000 miles is an increase in price as well as years .
there is no guarantee of future prices .
for example I plan on buying 8 years 80,000 for net cayenne for around $2500 before I hit 10,000 miles . The gold plan will give me 4 more years and up to 80,000 miles of coverage
for example a new car has 4 years 50,000 miles you buy a 7 year /70,000 mile warranty you ave 3 years and 20,000 miles of fidelity warranty .
if you wait until warranty expired then fidelity price looks at mileage and year of vehicle for pricing .
from what I understand every 10,000 miles is an increase in price as well as years .
there is no guarantee of future prices .
for example I plan on buying 8 years 80,000 for net cayenne for around $2500 before I hit 10,000 miles . The gold plan will give me 4 more years and up to 80,000 miles of coverage
#15
I got a quote that's good till the 12/31/19 or 35k miles. I dont drive the car much and is still under CPO until 4/2020. but I will def get it before the end of this year to lock in the rate he gave me. $2200 or so extra for 6 year (gold vs platinum) is about $360 per year, not that bad (for $250 deductible)