NoGaBiker

I got hit lightly from behind this summer in GT4. $16,000 worth of damage. (5mph collision, but it hairline cracked the rear wing, which is $6500 plus paint and labor.) The guy at fault had Allstate who paid for all repairs at the best shop in town. When it came time to argue DV I hired an independent adjuster (look on internet for your area) who wrote up an extensive report for $125 (iirc) that detailed why they owed me $6200 in DV. I sent it to my insurer (Chubb), on his instruction. They offered me $4300. I answered with stuff about the uniqueness of GT4. They reviewed, agreed it was an "exotic" car and therefore worthy of more, and eventually sent me $5500. I don't know if they go after Allstate for that or not, but the negotiating was all between me and Chubb, my carrier. For which I was immensely thankful.

mwjackson92

Update-

Since this old guy is refusing to talk to his insurance, Allstate is refusing to acknowledge liability until the police report comes out. When I asked about the police report, CHP says it won't be ready for another 2 weeks at the earliest due to backlog. So until then, no rental car or movement.

The body shop is just as busy, and won't try to get my car to Porsche for an engine pull until later this week.

I don't recommend being rear-ended by a senile coward.. not the most fun experience

shammerman

Don't wait on Allstate - have your insurance company take care of you and then have them fight it with his insurance!

basic666

I might be talking out of my *** here as insurances can get pretty tricky depending on the situation, but this sounds pretty unacceptable. How is your insurance not doing anything about this? Past experience my insurance would temporarily charge to my deductible to get things rolling at least until things are figured out with the "potential" at fault party.

Body shop sounds pretty full of **** too. Maybe switch to a different one?

Hurricane

^ I would just go through my own insurance company and then have them fight Allstate later.

mwjackson92

I'll be honest and say I'm pretty disappointed with USAA. My family has been a long time customer with them, usually no big deal. This time however, they barely give me the time of day when I call or have a question. I'll definitely be shopping around when this is over!

As for body shop, it's supposed to be a highly rated outfit here in town.. lots of work for P and F cars. I told the manager that I want my car sent to Porsche dealer tomorrow so they can pull the motor and finally see the true damage. We can't get an accurate assessment just with the bumper off.

DesmoSD

Glad you're ok. Your car doesn't look heavily damaged for sustaining a 50mph collision. Car is totaled though.

It looks like the 5 Northbound just before Del Mar Heights Rd.

Chris Amato is my neighbor and works on high end cars. Tell him Arnold referred you.

https://www.yelp.com/biz/chris-amato...erks-oceanside

Gary JR

Because they have nothing on the line. If you were the cause of the accident they would have liability and it would be a different story. Otherwise an insurance company bending over backward to help you is a rare commodity.

Archimedes

GEICO did it for me twice. I seem to be a magnet for drunk and/or distracted drivers and GEICO has come through with flying colors every time.

MJBird993

If you haven't filed a claim with USAA, then I'm not sure what you expect them to do. If you file the claim, then I'm sure they will do whatever you need, assuming that you get them an estimate and if you have rental car coverage. Generally speaking, they are a good company.

However, I had a claim with them last year (homeowner's) and I had to push a little bit because the adjuster did not communicate well with me, and I finally got a new adjuster who actually answered his phone and it was settled pretty quickly, to my satisfaction. Don't be afraid to ask for another adjuster. If you want USAA to give you an estimate, then simply tell them that.

They outsource a lot of their claims work, so you may deal with an independent appraiser, and then when it comes to the adjuster, you're just getting someone out of a pool of folks who grab the next item in the queue. It can be frustrating...

Let me chime in also that I'm happy that you were not more seriously injured - that's the most important part. Focus on your good luck when the car repair process gets you down.

mwjackson92

Update: Looks like car is going to be totaled. Body shop called me back today with a $26k mechanical damage quote from Porsche. The body work and frame damage will be $25k+, so looks like the thing is toast.

Any estimates for value? 2013 CPO C2S, PDK, SC, Premium Pkg w/Bose, 18 way seats, Sport Techno wheels. Ceramic Pro coating. 75,000 miles.

worf928

My condolences on your loss. It does look, though, that my WAG was very close.

Since insurance companies will total a car at 80% of market value, it's safe to assume that they are estimating the market value to be no more than $64k. You can go on kbb or edmunds and get a rough value.

RRDnA

Rear enders on 991/718/981 can look superficial, when in fact a lot more damage has been done than meets the eye - this is largely due to the plastic carapace which can pop back out. The critical pieces are the rails left and right (these are connected to an aluminium crash bar via two aluminium box girders which are designed to collapse on impact), and the engine/gear box assembly.

These cars can be straightened using what is known as a Celette jig. The rub is everything has to be taken out of the car, the car is then mounted on the jig with each contact point being corrected to within Porsche tolerances, which are about 1mm. Porsche are very very finicky about who they authorise as a repairer. Repairers are trained in both the aluminium spot welding process coupled with the glueing procedure. Moreover, if a repair is done through an authorised and Porsche certified repairer the warranty will be maintained and an extended warranty offered.

Question, did the old chap drive into you or was he shunted into you?

R_Rated

55-63K is the value(my estimate only based on comps). Unfortunately Ceramic coating doesn't help the value in this case.

https://www.cargurus.com/Cars/invent...sModified=true

Here is the closest comp(2012 and lacks options):
https://www.cargurus.com/Cars/invent...ting=194638020

spiderv6

With a more 'normal' mileage i would say mid $60's. With 75k on the clock, early to mid $50's.