Tire and Rim road hazard coverage
#1
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New to the forum, I have ordered a 911 C4S. The salesman is trying to convince me to buy "Tire and Rim Road Hazard Coverage " in case I drive over a pothole and damage the aluminium alloy wheels which would be replaced under this coverage.
Does anyone know of this happening? There are several other extended services they are pushing as well, paint protection, interior protection, dent and windshield, key warranty etc etc
It never ends!
Does anyone know of this happening? There are several other extended services they are pushing as well, paint protection, interior protection, dent and windshield, key warranty etc etc
It never ends!
#4
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New to the forum, I have ordered a 911 C4S. The salesman is trying to convince me to buy "Tire and Rim Road Hazard Coverage " in case I drive over a pothole and damage the aluminium alloy wheels which would be replaced under this coverage.
Does anyone know of this happening? There are several other extended services they are pushing as well, paint protection, interior protection, dent and windshield, key warranty etc etc
It never ends!
Does anyone know of this happening? There are several other extended services they are pushing as well, paint protection, interior protection, dent and windshield, key warranty etc etc
It never ends!
#5
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Peace of mind...I had an SL550 with MB 20 rims (dealer option), bought the coverage...never had so much as a 2 PSI drop in the tires in 4 years, traded it in on an S5, passed on the coverage, curbed the drivers side (both) in the first 2 weeks...I just took delivery of my 991.2 T4GTS...I paid for the coverage.
#6
Drifting
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My car arrived and it is being prepped. I took this Tire/Rim package for 6 years as I tend to keep my cars for a long time. 6 years was a couple of dollars more than 3 years. If you get a flat, they replace the tire. If you skuff the rim, they replace it as well. Since it was cheaper than most options, I went for it. Peace of mind to know that the rims are warrantied. My local dealer is great, so I am sure they will treat me well. Good luck and safe driving.
There is a reason the dealers push these policies so vigorously, and it's not for your benefit.
#7
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Here's another thing to consider. Fast forward 15,000 miles when you start buying new tires. If you buy from the Tire Rack, road hazard is included now on many of the tire brand purchases.
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#8
#9
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My car arrived and it is being prepped. I took this Tire/Rim package for 6 years as I tend to keep my cars for a long time. 6 years was a couple of dollars more than 3 years. If you get a flat, they replace the tire. If you skuff the rim, they replace it as well. Since it was cheaper than most options, I went for it. Peace of mind to know that the rims are warrantied. My local dealer is great, so I am sure they will treat me well. Good luck and safe driving.
#10
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Also, the deductible is $50. Nonetheless, I bought the coverage and got a flat at 1,200 miles. Dealer replaced the tire no questions asked. Total cost for tire, mounting and balancing was $500. I paid $50.
It is hard to predict how many flats or how much rim damage a car will take, but I do feel like I am well on the way to breaking even on this insurance policy.
It is hard to predict how many flats or how much rim damage a car will take, but I do feel like I am well on the way to breaking even on this insurance policy.
#12
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+1. Picked up a bolt smack in the middle of rear 305 within days of getting my C4S. Dealer put new one on, no questions asked. While I had never bought tire/rim protection before, with the cost to replace these tires, I figured it worth while. YMMV.
#13
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If you live and drive in a big city (with construction everywhere), your tires will be nail and screw magnets. My tire and rim coverage has paid for itself and has eliminated the frustration of buying new tires only to have to replace one a few months later.
#14
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I get the point that this is a profit opportunity for the dealer. But think of it like insurance. Insurance companies generally MAKE money, but you pay for it anyway. This is an extension of that. The CL Turbo wheels on my GTS are *really* expensive if one ever needs to be replaced. I got the coverage and now I don't have to worry about it. It seems these coverages and the actual willingness to pay under the policies have gotten a bit better over time.
#15
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So I work in the car business and it's a well known fact that tire and wheel insurance in the North East is well worth the money charged. When the policies first became available around 15 years ago cost on them were around $200, the cost on the policies have steadily increased with each passing year as insurance companies experience massive loss rates incurred from the north east market. Like health insuarance where the young healthy insured balance out the excessive cost of the older or unhealthy insured, the rest of the country like SoCal, the Midwest, Florida, etc balance out the losses incurred in the north east. I know for a fact that BMW Finacial's loss rate on the tire and wheel that they offer is in excess of 150% in the north east. The road quality up here is generally horrible and with all these new construction and repair projects on the road, you pick up nails and bolts everywhere. This is not even mentioning the potholes, no matter how quickly they fill them, a winter season of snow, ice, salt, and heavy snow plowing always manages to litter them everywhere along the highways. So I guess the moral of the story is that think of tire and wheel as health insurance, if you're not living in the northeast, you're a young healthy individual and you may want to take your chances, if you're living in the northeast, you may be elderly or have a pre existing condition and definitely want to get insured.
-Brian
-Brian