JW1

Hi Stealth,

I have a quint ALP system on my WRX STI and an STiR+ and am pretty happy with it except for the size of the ALP heads. I really like the Stinger VIP system but reading some of the posts on the RDForums, it seems Stinger still has lots of bugs to work out.

Thanks,

John

Hawkeye911

We are same demographic. You,'ll be surprised at the rate. My 2017 Turbo S Cab is less than my BMW 650i Gran Coupe, at more than 2x the value.

I believe claims for 911's must be relatively low compared to other, less expensive sports cars. I expect the typical driver is more mature and also not as likely to file a claim.

stealthpilot

Agree Stingers jammers need some improvement but their radar is very good. There is a chap called shifter on this board who swears by them.

The reason I didn't get the STIR+ Is the BSM filtering is limited.

sdg1871

This is so true. My 911 Turbo S with tons of performance mods that the insurer knows about that is insured at an agreed value of almost $200,000 is much cheaper than my E 63S.

JW1

Do you guys have any recommendations in the NY/NJ/CT area for aftermarket spring installers and alignment shops?

Thank you,

John

JW1

I just spoke to my insurance broker and was told that Hagerty needed me to show them that I have experience driving a vehicle that has more than 580hp for them to be willing to issue me an agreed value policy on a new 2018 991.2 TTS. Is that pretty common for those of you who have insurance through Hagerty? I have never driven a car with more HP so I guess I will have to first go with a normal policy through another carrier until I can amass enough experience to go with Hagerty. The policy that I had them quote is for $280K agreed value with $2500 deductible. Price was $4760 per year.

Thanks,

John

wassy

why would you have an agreed value $50k more than msrp? I understand you may want to protect against future price increases if needed to replace but that’s quite a bit. My opinion

JW1

Hi Wassy,

I was covering the tax, stage 3 mods, HRE rims, radar/laser system, and full body wrap. All comes out to around $280K.

John

wassy

fully justified. Smart. Although I could be wrong, again, From experience (at least in Florida) sales tax is added to the “value” automatically. I would check with Haggerty if you need to calculate your total with sales tax or pre sales tax. May not make that much of a difference in premium but never know and my policies are traditional not agreed value (maybe I should switch?)

JW1

I may have to do the traditional coverage myself at first until I am able to get an agreed upon value coverage. The difference in price between a traditional coverage and agreed value coverage for me is about $1K per year but it is worth it for me for peace of mind. Hagerty is good since they don't have limits on mileage that you could put on the car. I will try Geico next to see if their requirements are less stringent.