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I'm with America Modern as well for all the cars in my signature, but through the Nat'l Corvette Museum.
I haven't had a claim yet, only a tow, and that was fine. They are flexible with usage and mileage and have a drive to work provision, too. I just asked to up my coverage for the 928 and 911 and they agreed, although they didn't give me quite as much as I wanted for the 928, but they were close.
I also have American Modern Home through Leland-West. I have a rider that allows commuting to work 2 days a week. If I recall correctly, the annual mileage limit is 6000.
I have American Modern as well through the Corvette Museum. I tried to get a tow and had a friend along with AAA. AAA showed up in half an hour while my insurance tower was 1 1/2 hours out. Anyone ever have a claim with American Modern? Looking for other options now.
I also have American Modern Home through Leland-West. I have a rider that allows commuting to work 2 days a week. If I recall correctly, the annual mileage limit is 6000.
Hugo
Thats precisely what I am looking for. Would I call LW, or AMH?
I want to keep the black car "moving" but not in traffic a LOT at all.
This would be the here & there brutal heat wave days for the work commute (the white 83 W/O AC isnt that bad most of the time) and shows.
I'm with America Modern as well for all the cars in my signature, but through the Nat'l Corvette Museum.
I haven't had a claim yet, only a tow, and that was fine. They are flexible with usage and mileage and have a drive to work provision, too. I just asked to up my coverage for the 928 and 911 and they agreed, although they didn't give me quite as much as I wanted for the 928, but they were close.
Same here. Able to drive to work if I want 1/wk or so. Asked to increase value without any hassle, just updated pics.
I'd go direct with American Modern or through the National Corvette which has a similar program with allowed personal driving and occasional to work runs.
Last edited by Ninespub; Jul 11, 2017 at 01:02 AM.
American Modern will give you what you want. You may have to justify the stated value if they think the value you want is too high.
MY79 Mokka's insured for $50k and MY80 Just Peachy is at $95k. Also bumped both up to 100/300k liability on both cars...$ 1,155 a year for both, 6,000 mile limit per car. I bumped up Just Peachy from 85k to 95k after installing the Infinnity Box wiring system. Rate went up approx. $ 10.00 No new pics needed. T
What other 0-5000 miles/yr options are out there for agreed value?
Hagerty is weird. They insured my 928, but they would not insure my 59 because it has a ball on the bumper that could be used to tow something.
So I used Farm Bureau and they gave me the same coverage for the same price as Hagerty.
I have regular full coverage with USAA. They sent me a letter last year suggesting I get more insurance for my '88, and provided contact with the classic car insurer they work with. It was expensive (double what I pay now) and restrictive. A friend, also with USAA, has a 1951 Jag XK120 coupe (recently appraised over $100K) and other regional and national award-winning cars and went with JC Taylor. I got an online estimate that was half the cost and allowed maintenance drives and up to 5000 miles a year. I deleted the out-of-date estimate...this thread reminded me to get on this. http://www.jctaylor.com
EDIT: Just ran a quote. I'm sure this is a starting point...might end up higher, but my friend is happy with them so far.
Last edited by Captain_Slow; Jul 5, 2017 at 08:27 PM.
Reason: add instant estimate
Grundy, cheaper than Haggety, higher agreed value..no mileage limits but over 25 must drive and show proof of daily driver for each member in household
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