Hagerty turned me down..

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07-06-2017, 09:56 AM

#16

The Forgotten On

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I use AAA for both of my cars, although I don't have agreed value, just standard coverage. Which in my case means a value higher than my cars are worth

They do offer agreed value so you could get a quote through them and see if you like the terms.

I put a 5K mile limit on the 89 and I also put a 10K limit on the 81 as it's my DD. I pay ~$86 a month for both (not full coverage as I'm 21 and fresh out of college).

It should be similar numbers for you to have both cars covered fully.

Plus they have great customer service, unlike some of the others...

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07-06-2017, 10:23 AM

#17

GeorgeM

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Quote:

Originally Posted by Captain_Slow

I have regular full coverage with USAA. They sent me a letter last year suggesting I get more insurance for my '88, and provided contact with the classic car insurer they work with. It was expensive (double what I pay now) and restrictive. A friend, also with USAA, has a 1951 Jag XK120 coupe (recently appraised over $100K) and other regional and national award-winning cars and went with JC Taylor. I got an online estimate that was half the cost and allowed maintenance drives and up to 5000 miles a year. I deleted the out-of-date estimate...this thread reminded me to get on this. http://www.jctaylor.com

EDIT: Just ran a quote. I'm sure this is a starting point...might end up higher, but my friend is happy with them so far.

I've been with USAA for over 30 years and have been happy with the service. I switched to collector insurance only 3 years ago for the old cars. I did contact USAA's classic carrier (ACI I think) and was not impressed by the cost or restrictions. The agent on the phone also became rather argumentative when I questioned the logic of some of their rules, so I ended the conversation there. If a company wants my business, they at least have to be nice to me. I told USAA about my experience and suggested they find another partner.

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07-06-2017, 10:45 AM

#18

AnthonyGS

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Called Adam at the Corvette Museum about American Modern. I had hagerty and dropped them because of better service, better rates and drive to work options.

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07-06-2017, 12:42 PM

#19

hinchcliffe

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I use American collectors and they give me a stellar rate with unlimited mileage and agreed value. Of course I haven't made a claim with them yet though.