MGW-Fla

Aw Common guys, three pages of advice and not one "It'll buff right out!" ??

Really though, I got nauseous seeing both those cars & thinkin about all the hassles of dealing with it. I feel your pain. Been through it all too often with other cars in recent years. I agree with the fight with all ya got to get what you deserve or they'll roll right over ya like they did your Shark! Good Luck!!

SharkSkin

WTF? Looks like the driver of that truck peeled out for a good 8 feet while pushing your car. Was he TRYING to crush it?

KLVA

That'll buff right out....

Kevin Michael

It may or may not be of any consequence, but my sister was rear ended by a Maryland state truck last year. They wanted to repair her then new mountanier that I had estimated a total. She hired an attorney that week, and as a preliminary concession they replaced it with a brand new Mountanier and paid her medicals. The settlement offered at this point is 800,000. The Attorney is holding for 1 million. The downside is she has had major neck and shoulder surgery and still has much pain to deal with daily. They knew and tried to settle for 13,000 for repairs.....before the attorney was hired. If you would you like the name of the Attorney I will give it to you. She, as well as the rest of our family are not litigious people, but the State of Maryland has forced her to protect herself, and maybe the mention of this Attorney's name may shake the tree a bit for you.

blown 87

This sucks for both of you.

jeff spahn

Went through something similar with a driver that hit me. Had new car and injuries. They offered $13,000 total package if I would "sign off". I countered with, "get me a new car and pay my hospital bills and we'll call it good". They said no way. Then had to get atty. He wanted to sue but I didn't. The other insurance company finally paid up and had to pay my atty fees to boot. Got new car, bills paid and turned down a "payoff" for possible future pain and suffering because I didn't feel right taking it.

Courtshark

getting somewhat astray... but can you explain this mentality to me? I understand not wanting to be litigious and all, but if you're actually injured, permanently, why should you not be fully compensated for that?

Espritman

Sincere thanks to each of you for your contributions and thoughtful ideas most of which I had not considered.
Although the estimate is not yet final and I do not have a copy, the body shop has come up with $6,600 which they expect it to go up once they get inside.
In addition to the fender, I require a bumper cover (severely torn where attached to the fender) and a parking light assembly. I've responded to each of you who has suggested fender sources. Any direction on the bumper cover?
It sounds as though the fender removal is relatively straightforward. How about the bumper cover?
Watching carefully - Thanks to all!
Bob
'88 S4 Black/Gray Auto :{
2 Series l E types :}
etc.

Espritman

You're quite observant.
Yeah, the driver of the big orange truck along with 4 workers in his extended cab, took his time depressing (NPI) the left pedal. And, yeah, Pricilla WAS initially parked between the lines far from other clumsy operators and mobile, driverless shopping carts.
Ironically, my wife in her Highlander and I in the S4 were on our way to her sister's farm in rural Virginia to store 'Pricilla' in her barn for the winter. While mama waited outside for the barber to finish with me, she witnessed the whole thing, jumping out of her car waving and yelling for goliath to "STOP!".
"Huh? Stop? Stop what? Oh that, right. Sorry"

James Bailey

Worth repeating....from Leland Smith...."What is an Agreed Value, and why do I care?

Most auto policies are Actual Cash Value. The insurance company decides what your classic car is worth at the time of the loss. If you do not agree with them, chances are you'll need a lawyer to help you argue the point. Many classic car policies sell stated value as if it was the same as "Agreed Value". It is not! Stated Value policies pay the "Stated Value" or the "Actual Cash Value" ... whichever is less. All that stated value insurance does is help decide how much premium you pay. Only an agreed value is without hidden gotchas. If your car is stolen or totaled, you will receive the agreed value. Period. ...."

So STATED VALUE just increases your PREMIUM ! Only Agreed Value which is very rare actually establishes the insurance companies promise..... in the event of a loss. Most never learn the difference until they have a CLAIM.

Espritman

Thank you.
The '88 S4, '63 E Type coupe and '78 Lotus Esprit II are each insured by Hagerty with Agreed values. Only the S4 is not 'stored'. The agreed value is $15,000. Considering the liability of the State of MD, would Hagerty enter the picture at all?
Bob
'88 S4
etc.

jayc67

I don't know a thing about MD insurance, so this may all be worthless.

At least here in Texas we have a thing called "uninsured/underinsured" coverage that will fill in the gaps the other guy might leave so here Hagerty or whoever would come into it.

Also, again in my state, one of the things auto insurers do is represent their customers in court so you might get some legal help there, not sure again how your state works.

Normally in my state I'd call my insurance company if it was the other guys fault, without a doubt.

Maybe one of the legal minds knows MD law, my info may be completely useless there.

JPTL

Man, these Maryland state trucks are the bane of 928s!
The totaled '89 GT below was the result of a MD state truck blowing through an intersection. The owner went back and forth with his insurance company to get an acceptable settlement. In the end, and many months later, he got fair value for a near mint '89 GT with 35k. He actually had a buyback option of about $4k as part of the negotiation. He ended up not doing the buyback and the car went to auction & ended up somewhere in PA.
Whether it's a '74 Vega, a state truck or the Popemobile, the settlement will be no different. It's between the claimant and his insurance company (assuming he's got comprehensive).

inactiveuser1

Was looking thru old post on prices of 928's.
Back in Jan 2010 87 S4 was $16,800
They went to $17,300 beginning of 2011
They went to $17,800 beginning of 2012
NADA just changed it again to $18,300 for 2013 update
http://www.nadaguides.com/Classic-Ca...r-Coupe/Values
$500 increase each year slowing keep going up.

Ethre

The fenders are different than the OB style, but I would guess the procedure is relatively similar. Someone-else can probably give you a better explanation of the removal for your style, but I would note Dean Fuller's guess on the assembly: I would guess there is something similar on yours. You probably also need something to shim the fenders forward a hair to the right position (so they don't wear on against the door).