chris928

I checked out haggerty for my vintage bronco and my 928 and found this:

We offer full insurance coverage for vehicles that are owned for limited pleasure driving, car shows, and club events. Such vehicles include: antiques, classics, muscle cars, street rods, customs, sports cars, exotics, high-quality replicas, special interest vehicles, antique motorcycle collections, military vehicles, and stock pick-up trucks 25 years old or older. These vehicles must be stored in an enclosed and locked garage.


We do not offer an insurance product for the following types of vehicles:

Inexpensive home-built kit cars that do not replicate a classic vehicle

Cobra replicas (replicas of the 1963-1967 Shelby Cobra Roadster)

Less than 25-year-old trucks and utility type vehicles

Vehicles customized for "off-road" usage

Pro-street vehicles — Vehicles modified exclusively for racing with features such as roll cages, wheelie castors, nitrous systems, parachutes, etc.

Less than 25-year-old luxury cars that have been "retired" to infrequent use

Inexpensive 4 door sedans from the mid-1970s and newer

Vehicles used for commercial/business purposes

Regular-use vehicles driven on a daily basis


Bottom Line: be careful if you have a 928 insured by hagerty unless it's a garage queen.

AO

You know, that make me remember something. They didn't always have that policy. And my car was previously insured with Haggarty from the PO. So I was able to get grand-fathered in. Sorry for the momentry lapse in reasoning.

-Andrew

Jim Nowak

I have used Haggerty insurance for three years and I think that they have done an excellent job and their rates are very reasonable. There is no mileage limit and no required appraisal. I really like the stated value policy. How many appraisers are going to give you credit for that $30,000 engine or the $4,000 brake upgrade you did last summer?

I drive my 928 on weekends and to special events. It is my fun car and not my daily driver. The Haggerty policy is for the garage queens and weekend cruisers but the coverage is great and the rates are even better.

Jim Nowak

chris928

Unfortunately, my car is a daily driver.

Also, where I live, people don't steal cars so we leave them outside. Haggerty requires that your car remained locked in the garage when not in use. That sounds kinda lame.

They might also drop you if you have any pro-street mods whatsoever or if you do any track events.