Hagerty Insurance Reviews?
#16
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Joined: May 2001
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From: Hotlanta - NE of the Perimeter
#17
I'll never use Progressive again. I had my '86 daily driver insured with them. Someone crushed my right front bumper shock and fender in a parking lot. They would only deal with factory replacement parts, no aftermarket or used parts. So they totaled it out. They gave me $5500, I bought it back from them for $500, went and got all the parts from a salvadge yard and repaired it myself. Had to go through a California safety inspection to re-register it and I wound up with a California salvage title, but so what, I never planned on selling it anyway. I've heard of Progressive totaling out, just because a guy needed a new windshield.
#18
I think it's admirable that they only deal with factory new parts. So many companies now will only deal with crappy aftermarket replacements. I've had far more fights with insurance companies insisting that they use OEM parts vs the cheaper garbage.
Not their fault you have an old car with a low value that led to its being totlled. Sounds like it worked out for you, so that's a plus.
Not their fault you have an old car with a low value that led to its being totlled. Sounds like it worked out for you, so that's a plus.
#20
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Wow! I just did a quote for my 944 Turbo that only gets driven 5 months out of the year and it worked out to be almost $750 with 20k declared value using Hagerty
#21
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Wow! I just did a quote for my 944 Turbo that only gets driven 5 months out of the year and it worked out to be almost $750 with 20k declared value using Hagerty
Yea, you very well could be right about rates depending on the area. It makes sense.
#22
My rate in Houston is a ton more than when I lived in Waco, practically double. Tons of ****head drivers here (what are turn signals?), readily available to insurance companies by accident statistics.
#23
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You pay $130.50 a year per car?
So yes, it does look like a good deal and is. Right now, 2 of those cars are out of commission, 1 gets driven maybe once a month, and the 928 about once a week. One of the out of commission cars is covered under their "Under restoration" category so I am sure the premium on that one is peanuts. So I'm probably their ideal customer!
#24
BTW, NC requires insurance to issue a plate. This means that those of us paying insurance aren't paying for a lot of deadbeats who don't get insurance . I know a friend who moved to South Carolina, where they don't require insurance, and his insurance doubled.
#25
Instructor
Joined: Dec 2014
Posts: 109
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From: somewhere testing various tires, brakes, and suspensions
Mine are listed as Collectors, stated value, and no restrictions for normal use (aside for covered Garage).
Obviously on track time is what track insurance is for. Does cover car when on trailer.
#26
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You pay $130.50 a year per car?
So yes, it does look like a good deal and is. Right now, 2 of those cars are out of commission, 1 gets driven maybe once a month, and the 928 about once a week. One of the out of commission cars is covered under their "Under restoration" category so I am sure the premium on that one is peanuts. So I'm probably their ideal customer!
I don't track my car just the occasional DE. Thanks for the feedback, it definitely warrants further investigation.
#28
Having a DE (Drivers Education) at an open parking lot wouldn't be considered "tracking the car" in my book. The DE courses are normally setup rather tight to limit speed for the new comers -- max speed 50-60MPH. My definition of tracking a car involves real race "tracks" just like Mid-Ohio, Ginergman, etc. I guess the merits of what constitutes "tracking" could be argued until were blue in the face but if you consider that tracking than so be it.
#29
Having a DE (Drivers Education) at an open parking lot wouldn't be considered "tracking the car" in my book. The DE courses are normally setup rather tight to limit speed for the new comers -- max speed 50-60MPH. My definition of tracking a car involves real race "tracks" just like Mid-Ohio, Ginergman, etc. I guess the merits of what constitutes "tracking" could be argued until were blue in the face but if you consider that tracking than so be it.