WTF insurance Co won't take Porsche owners
09-13-2016, 09:32 AM
#17
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Join Date: Oct 2015
Location: Zuffenhausen, Georgia
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09-13-2016, 10:57 AM
#18
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09-13-2016, 01:03 PM
#21
Race Director
Heh. 4 seats, not doors. Multitasking allows you to do more things - poorly - concurrently.
Props for digging up the 4-door 996 prototype pics - I haven't seen those for a year or two.
The only thing Granny is mainlining these days is embalming fluid.
Props for digging up the 4-door 996 prototype pics - I haven't seen those for a year or two.
The only thing Granny is mainlining these days is embalming fluid.
09-13-2016, 02:16 PM
#23
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09-13-2016, 03:12 PM
#25
Shameful Thread Killer
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What - did - you - just - do?
Now I gotta go here. http://eyebleach.com/
I almost blew chunks. I almost sprayed green slime. I almost wretched up a lung. Warn a guy next time.
Now I gotta go here. http://eyebleach.com/
I almost blew chunks. I almost sprayed green slime. I almost wretched up a lung. Warn a guy next time.
09-14-2016, 03:37 AM
#28
Good record - the phone rep was very clear that they would not accept me as a client due to the fact that I drive a Porsche
thanks for for all the feed back on insurance companies
thanks for for all the feed back on insurance companies
09-14-2016, 05:57 AM
#29
Race Director
09-14-2016, 12:18 PM
#30
Rennlist Member
Independent Insurance Agency owner here.
I dissolved our contract and rolled my book with Hartford years ago. There were some fine people who worked for them, but they seemed to have no clear goals and made drastic changes every six months. It does not surprise me one bit.
Insurance is regulated at the state level. There is a good chance Hartford is trying to get the the insurance commission of your state to agree to certain exclusions or caps, making Porsche owners a pawn in the negotiation.
Most of my carriers have restriction's on certain vehicle types or high value vehicles. One example being a 200K Bentley requires a phone call to the underwriter for them to OK.... Usually the underwriter cannot OK this alone, it requires a phone call to the insurance companies reinsurer. The other typical example, the one I see most often from a carrier that only insures "preferred standard" (No accidents, high credit score, multi lines) is a new jeep wrangler for the youthful driver. I have seen this particular company squash more than one 16 year old's dreams of getting the cool car for his/her daily driver. It makes sense, one young driver in a hot car, especially with high limits can trash a loss ratio for that year.
Just call around, there should be two or three quality carriers that will be close in rate that you can choose from.
I dissolved our contract and rolled my book with Hartford years ago. There were some fine people who worked for them, but they seemed to have no clear goals and made drastic changes every six months. It does not surprise me one bit.
Insurance is regulated at the state level. There is a good chance Hartford is trying to get the the insurance commission of your state to agree to certain exclusions or caps, making Porsche owners a pawn in the negotiation.
Most of my carriers have restriction's on certain vehicle types or high value vehicles. One example being a 200K Bentley requires a phone call to the underwriter for them to OK.... Usually the underwriter cannot OK this alone, it requires a phone call to the insurance companies reinsurer. The other typical example, the one I see most often from a carrier that only insures "preferred standard" (No accidents, high credit score, multi lines) is a new jeep wrangler for the youthful driver. I have seen this particular company squash more than one 16 year old's dreams of getting the cool car for his/her daily driver. It makes sense, one young driver in a hot car, especially with high limits can trash a loss ratio for that year.
Just call around, there should be two or three quality carriers that will be close in rate that you can choose from.