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What the new insurance black boxes record..

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Old 11-18-2013, 12:05 PM
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Ronan
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Default What the new insurance black boxes record..

Lots of hoopla abut the Ontario government promise to reduce auto premiums, which that have deceptively linked to fitting insurance black boxes to your car.

A UK posting from someone doing the development there suggests the following:

SEEN ON PISTONHEADS

"This is the list of stats recorded (we've done some work with this data hence I've seen the list of whats recorded).

Speed by time of day by speed limit
Maximum speed by time of day by speed limit
Driving time by time of day by speed limit
Location at 1 minute intervals
Avg speed at 1 minute intervals
Time over speed limit by time of day by speed limit
Harsh braking by time of day by speed limit
Harsh acceleration by time of day by speed limit
Any data transmitted from Engine Management System at 1 minute intervals"

Well, trading in the 911s for something sporting, like a Toyota Solara.
Old 11-18-2013, 12:18 PM
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porsche0nut
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I will never put that in my car. I will move out of Ontario.

How about some focus on proper driver education? How about some focus on enforcing proper driving behavior?

It's so pathetic! The number of people I pass on the way to work each morning on the 401 that have no clue what they're doing.... I'm preaching to the choir here.
Old 11-18-2013, 01:04 PM
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AM993
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I wonder what the speed limit is at Mosport
Old 11-18-2013, 01:36 PM
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69gaugeman
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Originally Posted by AM993
I wonder what the speed limit is at Mosport
Get a tape measure. Measure your *****. The speed limit is in direct proportion to that measurement.

Old 11-18-2013, 03:19 PM
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adrian_jaye
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Default dashcam

sorry but slighly OT hijack

if you fit a dashcam
are there companies that would "lower" your insurance premium
and also would they take it as evidence (in your favour) for any claims?

thanks
Old 11-18-2013, 03:49 PM
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Dale Gribble
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Originally Posted by adrian_jaye
sorry but slighly OT hijack

if you fit a dashcam
are there companies that would "lower" your insurance premium
and also would they take it as evidence (in your favour) for any claims?

thanks
Dashcam won't get you a lower rate. Insurance agents don't have any actuarial data from which to base a deduction on.

It will however be useful evidence in case of an accident so if you have one, i'd run it.
Old 11-18-2013, 04:07 PM
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The other problem is the data becomes theirs and could be used in a court case against you without your permission as they own the data.
Old 11-18-2013, 09:06 PM
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Brian 162
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Originally Posted by Ronan
Lots of hoopla abut the Ontario government promise to reduce auto premiums, which that have deceptively linked to fitting insurance black boxes to your car.

A UK posting from someone doing the development there suggests the following:

SEEN ON PISTONHEADS

"This is the list of stats recorded (we've done some work with this data hence I've seen the list of whats recorded).

Speed by time of day by speed limit
Maximum speed by time of day by speed limit
Driving time by time of day by speed limit
Location at 1 minute intervals
Avg speed at 1 minute intervals
Time over speed limit by time of day by speed limit
Harsh braking by time of day by speed limit
Harsh acceleration by time of day by speed limit
Any data transmitted from Engine Management System at 1 minute intervals"

Well, trading in the 911s for something sporting, like a Toyota Solara.
At the PCA social last week at The Musket the guest speakers were trying to promote a black box system.
Lets just say it wasn't widely received.
Old 11-18-2013, 09:51 PM
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CamsPorsche
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My father-in-law fitted one in his Dodge Caravan and I laughed...I told him I wouldn't be caught dead with one.
Old 11-18-2013, 09:59 PM
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Pags993
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+1 I would never even consider it no matter what the potential "savings"
Old 11-18-2013, 10:05 PM
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BoxsterSteve
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Originally Posted by CamsPorsche
My father-in-law fitted one in his Dodge Caravan and I laughed...I told him I wouldn't be caught dead with one.
The black box or the Caravan?
Couldn't interest me in either.
Old 11-18-2013, 10:45 PM
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Originally Posted by BoxsterSteve
The black box or the Caravan?
Couldn't interest me in either.
+1

Can you picture the data from a panic stop in a Caravan?!

Insurance guy: '250ft stopping distance from a speed of 100kph. He pulled... huh? Somethings wrong here? Really, is it possible he only pulled .06Gs Fred? Better yank that unit for QCing.'
Old 11-19-2013, 07:38 AM
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ZR8ED
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I see bad things about to happen.

If you swerve or jamb the brakes to avoid an animal, debris or even a child, your insurance goes up as it records emergency maneuvers, "you must be a poor driver, driving agressively or are driving under the influence. which is it Mr Smith" $$$$$

Heaven forbbid that you need to accelerate to get on the highway, and exceed the entrance ramp speed limit before you merge onto the highway.

This will only make people afraid/hesitate to perform emergency maneuvers. Remember photo radar and people slamming the brakes just before they got to the van?
Old 11-19-2013, 12:15 PM
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adrian_jaye
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and that is the exact problem

dangerous driving, can ONLY be accessed by a human
NOT a machine

in the UK, speed cameras and intersections ACTUALLY increased accidents, because people slammed there brakes on

The only traffic cameras I think are great are STOP light/Red light cameras

you jump them you deserve everything you get !

Originally Posted by ZR8ED
I see bad things about to happen.

If you swerve or jamb the brakes to avoid an animal, debris or even a child, your insurance goes up as it records emergency maneuvers, "you must be a poor driver, driving agressively or are driving under the influence. which is it Mr Smith" $$$$$

Heaven forbbid that you need to accelerate to get on the highway, and exceed the entrance ramp speed limit before you merge onto the highway.

This will only make people afraid/hesitate to perform emergency maneuvers. Remember photo radar and people slamming the brakes just before they got to the van?
Old 11-19-2013, 01:00 PM
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Not sure if its the same black box.

but Desjardins Insurance in Quebec has them advertised. they say you can save 29%

http://www.ajusto.com/qc/en#get-the-...fter-i-sign-up


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