TRAKCAR

I know this has been discussed often, but I was wondering about possible new companies offering HPDE / track insurance.

The last 2 years I had my '07 GT3 covered by Prosure, sold by Harbor American Specialty Brokers, underwritten by Lloyds in London.
Never used it, so not sure how good it is, but I think reputable.

I was informed yesterday (New car coming.) that when my policy, underwritten by Lloyds will not be renewed when it expires in October.

I paid $4K last year and 3K this year and filled in that I do about 12 events a year.

Does anyone else have a policy from them, or an agent who uses Lloyds?
What are you guys getting quoted now and where?

I know about Lockton Affinity and their PCA program and ontrackinsurance.com (Google), but they quote per event and I am looking for cheaper annual coverage.

I know (proven) insurance companies that will cover your car on track for instructional purposes and if I can not get affordable HDPE / track insurance I should switch to at least improve my chances compared to Allstate who has it in my policy that they will not cover the car on track.

Thanks!

p-cardriver

We just signed up with WSIB, and I would post the link but I'm getting a virus warning from it so they must have a problem. Wait a day or two and google it. I think it was around $1500 for 15+ events in a 2006 CaymanS with several mods stated value $40k ish. I'm going from memory as my wife set this up for her car, and she is on the way to VIR now...

KOAN

I used them last year. No claims, so cannot comment.

PedroNole

I use WSIB and have had a claim which they paid with relative ease. I would recommend them!

mobonic

$1500 that sounds awesome!

Maybe a bunch of us can get together and get a group buy type deal

Acropora

Man DE season is right around the corner. Time to check out WSIB I guess. That one affiliated w/ PCA didn't cover in DE's in Ohio and possibly Connecticut IIRC.

TRAKCAR

http://www.wsibinsurance.com/online/de.shtml

Forms are online to get a quote, seems exactly what I am looking for.

OR

stujelly

Old post I know but just curious what this ended up costing you and do you recommend WSIB?

KOAN

You pay a percent of agreed value.

TRAKCAR

I have no track insurance.
If I remember correctly at this cocktail hour the increased the deductable to 10% and increased the RS price due to some claims they has around that time.

I figure I take the risk instead of paying 7K a year and paying another 13K in deductable per year.
After 24 months I would be into it for 27K if I hit something. 36 moths 34K, maybe les if I insue my car for less..

I tried filling n their online form again just now, but if you typi in the code wrong you get to start ALL OVER. Too much touble.

Bill Lehman

I had WSIB but they left the HPDE business in 2011.

TRAKCAR

That explains.........

Steve113

Not sure if I can say my own site name on here but we are the least expensive with 3 or more events and only a 5% deductible , true "Agreed Value" and a "Fully Admitted" company . No other program can compare. I set it up to cover my own cars and used my wish list of coverage’s when I designed it.

Lots of Rennlist guys use the program

GreggT

Kinda surprised that this is actually the most recent thread with posts on this topic.

Anyone shopped lately......and understand best the difs?
Lockton seems to have it all together with ability to do multiple events and to be able to peg car plus mod value......example, 6 events, $65K....approx $2K. Their single event rate seems a tad high.
The other main players are of course GreatAmerican and LelandWest.

Any input welcome.

TRAKCAR

I now have insurance for unlimited DE days @ about 40 track days a year it is a bargain.