I enjoy the irony of someone willing to insure themselves against a potential financial loss on the track but believes a virus that has killed more Americans than Vietnam and WW I combined is a scam. I'll be sure to share your empathy with my friend who lost his father. Better yet, I can arrange a call so you can help explain the scam to him or help console his mother.

 

Thanks for the advice

 

Open Track was great option for Canadians. Until coverage for Canadians with Canadian addresses was not longer offered later this summer. Hope they fix that for next year.

 

this is who I use.

 

I've used Lockton for many years (https://locktonmotorsports.com/). They have paid out for me promptly on more than one occasion over the past several years. They tend to be less expensive than Hagerty and also offer multi-event packages. You can also get storage and to/from the track insurance from them if you have a dedicated race/track car without any "regular" coverage.

 

On Track Insurance is the best IMHO. I've used them many times and i've had nothing but a positive experience with them.

 

Übermensch, very fitting!

 

Would love to see anyone going to HPDE soon cross-shop Hagerty, Open Track, and Lockton. I used Lockton for a couple seasons, the switched fo Open Track this year. However, at a track day last week, someone mentioned that the Open Track policy doesn’t cover track damage (Armco, fluid clean up, etc) bit Hagerty does (hence the cost delta). Anyone confirm these details?

 

Willful ignorance is a bitch. Just ask the Idaho pastor who told his flock that Covid is a hoax and not to wear masks and who now, thanks to science and not his god, is thankfully recovering from a long bout with Covid.

 

Lockton has some coverage for “environmental cleanup”, but nothing as far as track repair AFAIK. When I had my crash at Laguna I was informed I would be liable for the damage I caused to their retaining wall, but they never called. I’d think the run of the mill spilled fluid cleanup is already part of the normal track rental fees the event organizer pays. At least they never mentioned wanting to charge for cleaning up all the coolant I dumped on the track.

 

AFAIK Lockton stopped offering multi event packages

 

Thanks everyone the Pm'd me and your support in the forum - If anyone has questions about www.OnTrackinsurance.com policy please reach out to me

 

Think that might be the first time I've seen Nietzsche channeled on Rennlist....

 

I had used Hagerty for HPDE, but when I joined a track that offers ‘lapping club days’ (as opposed to HPDE) I needed to find another option - and have been happy enough with Open Track. For next year I’ll run the numbers on a annual policy. Though I only expect to do 6-8 or so days a year.

Someone at the track mentioned that they had all their other cars on a regular (e.g. Allstate, Progressive) policies, but that their P-car wasn’t bundled with the other cars, but was with a company that covered the car for the regular/street annual policy AND track days...

...Anyone else heard of this?

 

Maybe Porsche insurance? It "covers" HPDE, as long as you stay below 100 mph and have an instructor on the track. This is what they wrote me back late last year, it might have changed. See why the quote...