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Insurance for an RS?

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Old 01-10-2007, 02:38 PM
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lumpking
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Default Insurance for an RS?

I have tried Geico, USAA, Hagerty, EICI, JC Taylor, and Grundy. All have turned me down for various reasons that have nothing to do with risk. I.E. tickets or accidents, of which I have none. Is there something I need to know?
Old 01-10-2007, 02:55 PM
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zellamsee
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Curious -- just tried USAA and got an immediate quote (the RS is not in their system yet, but they were able to give me a quote).
Old 01-10-2007, 03:02 PM
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LVDell
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Did you try just stating that it is a Porsche 911 or 911GT3 instead of RS? Being a car that has NEVER been in the system that might be the problem. My cars are insured with USAA and when I called to get the car added I stated it was a GT3 and it was added immediately. Funny thing is that a GT3 does not show up as a GT3 in the system but rather a generic vague descriptive label.

Not until you have a VIN would it be a binding quote anyway.
Old 01-10-2007, 03:09 PM
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Philip in AL
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The Rs has been in state Farms system for over a month. I don't remember what I was quoted, but it seems it was about $300 a year more than my 2004 GT3 (which they totaled). That would make it about $1,700 or $1,800.
Old 01-10-2007, 03:18 PM
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LVDell
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I guess it would help to give a starting point. I pay $830.52/year for my 996GT3 through USAA.
Old 01-10-2007, 03:41 PM
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crispenigl
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FYI, I am paying $140 more for my gt3 than i paid for my 997s with x51 per year for insurance.
Old 01-10-2007, 04:00 PM
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Marv
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Originally Posted by Philip in AL
but it seems it was about $300 a year more than my 2004 GT3 (which they totaled).
Just a word of advice. I would not let State Farm drive your new car after they totaled your last one.

Old 01-10-2007, 04:25 PM
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I have AAA and AllState -- both had both GT3 and RS at basically the same premium.

I've been meaning to go to the Web based agents like progressive and see what happens.
Old 01-10-2007, 05:23 PM
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Dro
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Originally Posted by LVDell
I guess it would help to give a starting point. I pay $830.52/year for my 996GT3 through USAA.
wow.
you dont even want to know how bad my insurance is.
Old 01-10-2007, 05:26 PM
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LVDell
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Originally Posted by Dro
wow.
you dont even want to know how bad my insurance is.
And this is the very reason I would NEVER leave USAA for my insurance needs. I pay a total of $2200/yr for both my 911's, my Cayenne, and my 20' enclosed Pace trailer!
Old 01-10-2007, 06:41 PM
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Crazy Canuck
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Originally Posted by LVDell
And this is the very reason I would NEVER leave USAA for my insurance needs. I pay a total of $2200/yr for both my 911's, my Cayenne, and my 20' enclosed Pace trailer!
$25,000 deductable? :P
Old 01-10-2007, 06:53 PM
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Originally Posted by LVDell
And this is the very reason I would NEVER leave USAA for my insurance needs. I pay a total of $2200/yr for both my 911's, my Cayenne, and my 20' enclosed Pace trailer!
It depends where you live. I live in New Jersey, home of some of the highest car insurance costs in the nation.

I'm 36, married, own a home in a upper class neighborhood, cars are garaged, have no accidents or tickets EVER (knock on wood) and I pay about $1,600 a year for my 02 C4S and about the same for my 2005 Audi S4. My wifes 05 G35 is about $1,200 a year and she has no accidents or tickets either.

New Jersey sucks for car insurance.
Old 01-10-2007, 07:11 PM
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LVDell
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Originally Posted by Crazy Canuck
$25,000 deductable? :P
$500


As for the NJ insurance. You should check out the insurance in Clark county (Las Vegas). Same boat. I paid TWICE what I pay now when I lived there. Some of the worst driving in the world. Bunch of transplants from all over bringing regional specific crappy driving. That is a recipe for dangerous roads. Oh yeah, and don't forget the round the clock dodging of drunk drivers.
Old 01-10-2007, 09:17 PM
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1whobuys
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I'm in down state ILL....State Farm 05 997S Cab $1100.00 a year.
Old 01-11-2007, 10:37 AM
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gt3racerich
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Originally Posted by LVDell
I guess it would help to give a starting point. I pay $830.52/year for my 996GT3 through USAA.
How do I Get in touch with USAA? I never heard of them.
Thanks, Rich


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