What are the latest Porsche Credit money factors, or where can I find them.

Also any other sources for better rates?


Thanks!

 

I remember seeing them in the Roadfly forums. I believe that the money factors were around .00320 regardless of the term. The residuals were 64% 12k/36mo on C2 and 62% on C2S. Now sure if the dealer is going to mark up the base rate.

-Ryan

 

Thanks. Wow Porsche rates are high I think 00302 is about 7.25%

 

Try US Bank. Got a money factor that equated to roughly 4.6% back in June. Bonds are up again so you might be able to get a similar rate.

 

Hmmm.....US Bank. I will keep that in mind as well. The only thing that I am not sure of, is the residual value from US Bank. Many times the captive finance company is better.

If you find better rates than PFS, let us know.

-Ryan

 

I asked the same question on RoadFly - response below. My initial research was that while better rates are available, the MUCH higher residual from the captive Porsche financing swamped the lower rate in terms of lease payment. A .0032 money factor is 7.68% (multipy by 2400). If you find better terms, I'd like to know as well as I haven't decided whether I'm going to buy or lease the C4S I have on order (Nov build - being a waiter is tough ).

____________________________________________________________
Information courtesy of Tarry Shebesta, OCLC Certified Lease Consultant

Porsche Captive Lease Rates & Residuals – Effective 9/8/2006

These lease rates are for reference only and may vary by region. The dealer does not have to offer you these rates. It’s always best to compare other lease programs through other sources such as LeaseCompare.com.

Add 2% to Residual Value for 12k mi/yr and 3% for 10k mi/yr on all terms

2007 911 Carrera Convertible

24 mo/15k mi – Residual Value 70% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 61% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 55% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 48% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Convertible S

24 mo/15k mi – Residual Value 68% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 59% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 53% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 46% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Convertible S (w/x51)

24 mo/15k mi – Residual Value 64% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 55% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 49% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 42% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Convertible S Tiptronic

24 mo/15k mi – Residual Value 66% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 57% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 51% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 44% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Convertible S Tiptronic (w/x51)

24 mo/15k mi – Residual Value 62% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 53% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 47% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 40% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Convertible Tiptronic

24 mo/15k mi – Residual Value 68% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 59% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 53% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 46% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Coupe

24 mo/15k mi – Residual Value 71% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 62% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 56% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 49% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Coupe S

24 mo/15k mi – Residual Value 69% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 60% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 54% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 47% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Coupe S (w/x51)

24 mo/15k mi – Residual Value 65% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 56% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 50% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 43% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Coupe S Tiptronic

24 mo/15k mi – Residual Value 67% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 58% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 52% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 45% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Coupe S Tiptronic (w/x51)

24 mo/15k mi – Residual Value 63% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 54% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 48% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 41% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera Coupe Tiptronic

24 mo/15k mi – Residual Value 69% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 60% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 54% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 47% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Convertible

24 mo/15k mi – Residual Value 70% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 61% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 55% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 48% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Convertible S

24 mo/15k mi – Residual Value 68% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 59% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 53% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 46% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Convertible S (w/x51)

24 mo/15k mi – Residual Value 64% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 55% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 49% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 42% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Convertible S Tiptronic

24 mo/15k mi – Residual Value 66% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 57% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 51% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 44% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Convertible S Tiptronic (w/x51)

24 mo/15k mi – Residual Value 64% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 55% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 49% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 42% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Convertible Tiptronic

24 mo/15k mi – Residual Value 68% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 59% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 53% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 46% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Coupe

24 mo/15k mi – Residual Value 71% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 62% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 56% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 49% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Coupe S

24 mo/15k mi – Residual Value 69% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 60% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 54% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 47% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Coupe S (w/x51)

24 mo/15k mi – Residual Value 65% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 56% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 50% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 43% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Coupe S Tiptronic

24 mo/15k mi – Residual Value 67% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 58% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 52% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 45% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Coupe S Tiptronic

24 mo/15k mi – Residual Value 63% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 54% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 48% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 41% of MSRP – .00330 Base Money Factor Rate

2007 911 Carrera 4 Coupe Tiptronic

24 mo/15k mi – Residual Value 69% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 60% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 54% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 47% of MSRP – .00330 Base Money Factor Rate

2007 911 Turbo Coupe

24 mo/15k mi – Residual Value 71% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 62% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 56% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 49% of MSRP – .00330 Base Money Factor Rate

2007 911 Turbo Coupe Tiptronic

24 mo/15k mi – Residual Value 69% of MSRP – .00320 Base Money Factor Rate
36 mo/15k mi – Residual Value 60% of MSRP – .00320 Base Money Factor Rate
48 mo/15k mi – Residual Value 54% of MSRP – .00330 Base Money Factor Rate
60 mo/15k mi – Residual Value 47% of MSRP – .00330 Base Money Factor Rate

You can use the following formula to calculate a lease payment:

(Capitalized Cost – Residual Value) / Term = Monthly Depreciation
(Capitalized Cost + Residual Value) X Money Factor = Monthly Interest
Monthly Depreciation + Monthly Interest = Base Monthly Payment

 

Thanks again guys, excellent info.

My car is due in about 2-3 wks and I need to find the best lease rates/residuals as the discount offmsrp is already set.

 

Does anyone know if you can reduce the money factor thru multiple security deposits?

 

How much money are they willing to loan at that rate? I'd love to borrow at least a few million and invest that money in a 11 month CD at 5.4% which is the rate being paid by my local Credit Union.

 

I do not know about the multiple security deposits. I do not think so. From what I remember, BMW was doing it. Let us know what you find out.

-Ryan

 

How many Porsche cars do you have in mind?

 

avogues, those lease rates you posted were helpful at giving me an idea of what to expect. My 2007 997 C2S Coupe Tip arrives to the dealer later this week - do these rates change significantly in 1 months time, or can I still rely on these as being pretty accurate?

Thanks!

jkwireless

2007 997 – Carrera S Coupe
(U2) Exterior Color: GT Silver
(AN) Interior Color: Black Standard Leather
(249) Tiptronic
(M6A) Black Mats – Porsche Lettering
(267) Self-dimming mirrors
(P15) Power Seat Package
(342) Heated Seats
(431) Three-Spoke Multi-Function Steering Wheel
(670) Navigation for PCM
(666) Telephone Module for PCM
(680) Bose High End Sound Package
(CXB) Stainless Door Sills – Illuminated
(640) Sport Chrono Package Plus
(XSX) Seat Belts in Guards Red

 

Prime hasn't moved, so I would not imagine that money factors have moved unless Porshce is trying to stimulate sales (either through reduced, below-market money factors or increased residuals).

 

interesting to see the base C2 has a stronger residual than the S models. Wonder why - possibly fewer made comes to mind.

 

Being that the S is more desireable, PFS probably feels that they do not have to give as good of a deal on the rates for an S. Also probably the difference in price between the S and non-S will be reduced over time.