MrClifton

Mr Clifton,

Thank you for considering LightStream for your financial needs. We have received your application and will be reviewing it shortly. We will email you during our normal business hours, no later than Friday morning, March 16, 2018 Pacific time regarding our credit decision or any questions that we may have. In the meantime, LightStream has two unique programs you should know about:

• Our Rate Beat Program, through which we will beat any other qualifying rate offer if your loan application is approved1
• Our $100 Loan Experience Guarantee, where, if you get a loan from us, we guarantee that your LightStream loan experience will be your best ever, or we will pay you $100.2

Do you know of any other lenders that offer both of these features? Please note that we are unable to respond to replies to this email. Thank you, LightStream

MrClifton

Lightstream on a 7 year loan: Your loan application has been approved for an Unsecured Auto Private Party Purchase Loan! Your interest rate will be 5.74% APR based on the loan purpose you selected, the terms of your loan, and your credit profile. Please note that you must use your loan proceeds for the loan purpose that you indicated in your loan application. Patelco Credit Union approved me with a 7 year at 3.49%. Patelco won't loan on a car over 10 year old. I applied for an exception (for 12 years old) to buy a low mileage 2006 997 and they would not loan on 12 year old cars.

Lightstream doesn't care about the age or mileage.