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Tire and rim protection

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Old 08-12-2023, 01:52 AM
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Vivienne
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Default Tire and rim protection

I know this topic has been brought up but was wondering again what you all think about a 5 year tire and rims protection offered by dealer. I’ve scraped all cars I’ve owned and leased and have never bought this option from dealer before. Offered 5 year tire and rim protection for around 4k. Thoughts?
Old 08-12-2023, 02:52 AM
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mikey94025
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Originally Posted by Vivienne
I know this topic has been brought up but was wondering again what you all think about a 5 year tire and rims protection offered by dealer. I’ve scraped all cars I’ve owned and leased and have never bought this option from dealer before. Offered 5 year tire and rim protection for around 4k. Thoughts?
Your personal experience, expected driving mileage, and area road conditions will affect whether a tire+rims policy is worth it for you. Tires are expensive to replace so think of how many unrepairable flats you need to break even. Also consider if you care about your rims and would spend the time+effort going to have them repaired. If you would, that is a nice bonus to keep your 992 looking sharp.

Regardless, your price is high and you can probably negotiate it down. I paid $1758.00 for 3 years (Fidelity) in 2020. I bought it because there is frequent construction going on in my city and I have had numerous tires replaced due to nails over the years. Naturally, after buying this policy I didn't have any flats during the 3 years. In hindsight I also shouldn't have purchased it because with Covid and WFH I am driving even less miles.
Old 08-12-2023, 02:22 PM
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doug_999
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That price is crazy high. And it will be hard to go through that many tires and wheel repair during that time.
Old 08-12-2023, 03:48 PM
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itrocks4u
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Fidelity insurance via the forums. Covers your wheel, tires, interior and windshield.

Old 08-12-2023, 04:14 PM
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Domer911
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I paid what you paid in July 2021. As of a few weeks from now I will be money ahead. Your experience may vary.
Old 08-12-2023, 05:41 PM
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CZS
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For reference, I picked up my 2023 C2S last week and paid $1,500 for a total of three years coverage. Original asking price was ~ $2,500, so there's clearly plenty of room for negotiaion.
Old 08-12-2023, 07:58 PM
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Vivienne
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That’s exactly is what I thought. I passed on the wheel insurance. Thank you all for the guidance.
Old 08-12-2023, 08:22 PM
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blackland
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What I have noticed on my wife’s wheel and tire warranty (and she is a frequent user of said warranty) is the insurance company that backs these warranties has really increased their scrutiny of the claims. It requires a lot of pictures and takes a few days to process the claims.
Old 08-13-2023, 01:45 AM
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slwong23
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With my purchase yday, the dealership was asking for ~$5800 for the +3 service and ~$12k for the +3 service and four year wheel/tire/ding protection package. While it covers a decent amount, the price is absurd unless you have extremely bad luck. In the 3.5 years of ownership with my 992 C2, I had one nail in a tire super early on that *may* have qualified for replacement, nothing more. I was considering the wheel/tire package with my GTS given the CL wheels, but at that price I may as well roll the dice. Aftermarket with Fidelity seems to be a better path for the $. YMMV.
Old 08-17-2023, 06:15 PM
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Tire/Wheel protection is excellent - for complete pricing options for all levels and terms, visit here - 100% free and 100% online: https://steingoldvolvocars.factoryprotect.com/
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Old 08-30-2023, 11:08 PM
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Domer911
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Originally Posted by Domer911
I paid what you paid in July 2021. As of a few weeks from now I will be money ahead. Your experience may vary.
I mistakenly expected that the insurer would replace a bent wheel that cannot be balanced. I was wrong. If your tire holds air, regardless of wheel condition, no replacement. I'm tempted to put this in the "scam" column. This is a very lucrative insurance product for the insurer. I cannot imagine very many paying insureds getting their money's worth. Never again!
Old 08-30-2023, 11:30 PM
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AlterZgo
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I've almost always picked up a nail in a tire on all my cars including my 992 and I just go to the local Discount Tire store and they always fix it for free. I virtually never curb my rims. Even if I did, the cost of fixing curbed rims is super cheap compared to the cost of the insurance being quoted here.
Old 08-30-2023, 11:32 PM
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lone992
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Originally Posted by Domer911
I mistakenly expected that the insurer would replace a bent wheel that cannot be balanced. I was wrong. If your tire holds air, regardless of wheel condition, no replacement. I'm tempted to put this in the "scam" column. This is a very lucrative insurance product for the insurer. I cannot imagine very many paying insureds getting their money's worth. Never again!
This would **** me off big time. A bent wheel shouldn't be acceptable and one that can't be balanced is not fit for service...period.
Old 08-31-2023, 12:18 AM
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malba2366
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Originally Posted by Domer911
I mistakenly expected that the insurer would replace a bent wheel that cannot be balanced. I was wrong. If your tire holds air, regardless of wheel condition, no replacement. I'm tempted to put this in the "scam" column. This is a very lucrative insurance product for the insurer. I cannot imagine very many paying insureds getting their money's worth. Never again!

I don't know what plan you have, but the Fidelity plan on here that many on here recommend did pay for a replacement rim on my Audi S4 that was bent and could not be balanced.
Old 08-31-2023, 12:26 AM
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Domer911
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Originally Posted by malba2366
I don't know what plan you have, but the Fidelity plan on here that many on here recommend did pay for a replacement rim on my Audi S4 that was bent and could not be balanced.
I bought the one offered by the stealership. My bad.


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