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Apr 27, 2024 | 07:58 PM

#106

WP0

Rennlist Member

Joined: Mar 2019

Posts: 1,084

Likes: 341

From: USA

Quote:

Originally Posted by stoutthedog

What a strange thing to reply. Are you always a troll?

Quote:

Originally Posted by ddreyfu76

I take delivery today of my 992 GTS. It added 900 to my annual premium with Progressive. I'm in NC and currently have a X5M Competition and X7 on my policy. I was expecting a larger increase.....I'll take it!

Quote:

Originally Posted by nyca

As you can see from this thread, there are wild price variations on these cars from the different insurers.

Quote:

Originally Posted by suffer

The biggest differences are going to be by state, then age, most likely. Auto insurance in TX is double what I was paying in PA.

@stoutthedog
No, you obviously didn’t read much of a the thread…are you always so ignorant in your replies?

@nyca @suffer
The most important thing to understand is the with Actual Cash Value (ACV), which is what most insurance companies offer, you are at the mercy of an adjuster, who will undervalue your car if it’s totaled, and offer to pay you Ford wages for a Porsche repair, which won’t cover half the repair cost. Any informed Porsche owner will have Agreed Value insurance.

Apr 28, 2024 | 11:18 AM

#107

stoutthedog

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Joined: Feb 2015

Posts: 75

Likes: 36

From: San Antonio, TX

Quote:

Originally Posted by WP0

@stoutthedog
No, you obviously didn’t read much of a the thread…are you always so ignorant in your replies?

@WPO
LOL My reply was pretty accurate. And you’re still a troll.

Last edited by stoutthedog; Apr 28, 2024 at 11:21 AM.

Apr 28, 2024 | 11:40 AM

#108

WP0

Rennlist Member

Joined: Mar 2019

Posts: 1,084

Likes: 341

From: USA

Quote:

Originally Posted by stoutthedog

@WPO
LOL My reply was pretty accurate. And you’re still a troll.

@stoutthedog
..and you're still ignorant

Jun 29, 2024 | 06:22 PM

#109

JTTC

AutoX

Joined: May 2024

Posts: 11

Likes: 6

From: Los Angeles, CA

Quote:

Originally Posted by slc4s

CA has all sorts of laws around insurance and how insurance companies can't (lots of grey area here so i'm generalizing) price based on risk. Because of this a ton of insurance companies are pulling out of the state all together. Its quite insane. I just had to renew and my broker went to 8 companies and only 2 would insure a Porsche in Los Angeles. For the porsche I was paying about 380/month before this renewal and it went up this year to about $515/month to insure. So for a 2024 Escalade, a 2023 Wrangler 392 and a 2024 Targa 4S I pay $931/month. Brutal.

EDIT: just for further context i'm early 40s, never claimed a penny on any of my insurance policies, perfect driving record.

I was just quoted $7,400 a year by Hagerty for a $275k Turbo S. 32 years old with perfect driving record living in SoCal. Should I just accept my fate? It’s looking like us californians are going to be hammered by insurance rates regardless.

Jun 29, 2024 | 07:07 PM

#110

3uros

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Joined: Mar 2015

Posts: 687

Likes: 409

From: SoCal

Quote:

Originally Posted by JTTC

Keep shopping around. State Farm came in at half of what Hagerty offered, though, Hagerty was my next best option.

Jun 29, 2024 | 11:31 PM

#111

dvu

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Joined: Mar 2024

Posts: 192

Likes: 47

From: ATX

Given that I have a 2 mil umbrella policy, do y'all think 250/500/100 is adequate? My other cars with Farmers are 500/500/100. Thx.

Jun 30, 2024 | 09:49 PM

#112

981KMAN

Rennlist Member

Joined: Oct 2018

Posts: 1,258

Likes: 1,055

From: South East USA

Quote:

Originally Posted by dvu

Given that I have a 2 mil umbrella policy, do y'all think 250/500/100 is adequate? My other cars with Farmers are 500/500/100. Thx.

Your Personal Umbrella Policy will list minimum Auto Liability coverage limits. Check there.

Jul 2, 2024 | 04:23 PM

#113

HOTCHKIS

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Joined: Jun 2023

Posts: 976

Likes: 584

From: Nature Coast/Deerfield Beach FL

I'm paying $7g a year for 4 cars with full coverage in the Tampa Bay area with AAA insurance. I also have 2 Telsla Model Ys which are a little more expensive to insure.