Anyone refinance their auto loan for their 992? I'm currently at 2.99% with PFS and was wondering if there are other providers that are cheaper. Have had the car for 1-year so obviously now under the 80% LTV mark (hopefully since I financed tax as a part of the purchase)

would love to understand if anyone is getting better rates!

 

1.9% 60 months from USBank in August. Had my dealer push through a couple banks when I bought.

 

PenFed is pretty aggressive at 0.99% but a credit union (not sure if it requires membership) https://www.penfed.org/auto

A lot of options around 2%

 

I’ve investigated it. Unfortunately, refi rates for cars are in line with the rates for used cars — kind of makes sense. If you’re already under 3%, you’ll be hard-pressed to beat it with the available refi rates. Unless you’ve got a long loan term like 72, 84, 96 months, you’re not going realize much savings if you got a great rate in the first place.