911token

As the title suggests, interested in hearing from existing owners on cost of ownership i.e. insurance, taxes, standard maintenance etc. For sake of baseline, assume insurance rate is based on good driving record.

ipse dixit

No offense, but if you're asking these questions most likely you can't afford the car to begin with.

911token

huh?? I am trying to get a sense of what folks spend part of owning the car. I have never owned a Porsche hence curious. What does that have to do with whether one can afford it or not?

and yes, your response is offensive and judgmental. If you have “afforded” these cars, why don’t you share your experience to inform the dialogue. Or let me guess, you can’t afford it?

Turbodan

sorry ipse dixit had it right. Not the most informed question. Every State has different rules as per taxes on cars, also insurance is dependent on many things like age, number of cars owned, location etc...
these are things google can help you with specific to your situation. Had you simply said how much is maintenance on a 992 Turbo (which was only released recently, and is under warranty) you would have gotten a better answer although that is also specific on your needs- you may track the car hard and spend tens of thousands per year on tires and brakes and oil changes or you may drive the car 1000 miles per year and have no maintenance...so yeah, if you had to ask these questions, you probably can't afford it unless the money you have was not made dependent on your intellect and experience.
oh yeah...no offence

Bluehighways

There is a certain logic to the notion ipse dixit mentions; that if you have to ask . . . .

Your maintenance and taxes should be fairly easy to calculate. The former based on the Owners Manual Recommended Maintenance Intervals and a set of tires approximately every 20,000 miles. The later based on where you live. As for insurance this also is to a large extent based on where you live as well as your driving record. I'd imagine that more than a few folks on this forum have umbrella insurance policies and/or are covered in one way or another under a business lease. Comparing that to an individual policy will not help you. Your best bet is to call several insurance companies and compare their coverage for YOU, where YOU live based on YOUR driving history as well as anything else you can bundle with this policy. All that said . . . your biggest expense will be the depreciation during the first 3-10 years. While a 10 year old 911 may still seem expensive at $70,000+ . . . compare that to a new similarly equipped 911 at $120,000+. If I were on a budget and wanted an excellent and reliable performance car I'd be taking a real long hard look at either a Mazda Miata or the Subaru/Toyota BRZ twins.

When I was in High School and College (seems like yesterday) on the east coast of the USA, almost no one knew what a Porsche was. The days of buying a 12 year old Porsche with a blown engine for $400 is long gone, unfortunately. The "trick' is to find what in today's world is what that 356 I bought was back then was. Then you too will be kicking yourself someday for selling it for 1% of what it would be worth today. LOL Finding either a solid (no rust) 1970-1972 Datsun 240Z or an unmolested 1985-1989 Corvette might actually come close in todays world.

AlexCeres

Insurance and taxes will be determined pretty much entirely on your location. We can’t answer that for you, but it should be easy to figure out from your DMV and insurance company.

maintenance wise, it’s been pretty low key for the first 2 years / 10K miles. For a Porsche. tires are expensive, dealer maintenance is gratuitously pricy.

CubsFan1

Cost of ownership = high. However it’s all relative. In its price segment there are more dealers (convenience) and they generally have lower annual maintenance costs. So in the sense of comparison to other brands there could be some value there. Nevertheless, when you consider you’ll be paying about 20k in sales tax (without any trade credit) plus title, tags, clear bra, possibly shipping, etc., it’s all inclusive in the ownership experience. This is why you see some of the comments above.

hcvone

A LOT, of course I can not leave anything alone, spent more in carbon fiber on my 992 tts than ALL THE OPTIONS ON MY 991.2. Insurance is DIRT cheap for me, but I have a lot of cars, A LOT. Porsche service is very expensive, we have a lift and I change my own oil, and any other fluids, also have Porsche factory software so I can reset codes and do part VIN matching which for me has allowed my cars to run trouble free without any dealer visits, for several years now. The 991's were pretty bulletproof, but the 992's have a lot more gingerbread type items to allow more possible problems down the road, we all hope that is not the case, so far so good

BIGJ

This is my first Porsche, and the insurance (perfect record, mid 40's) is high.
Other than that, gas is ok, and I have free maintenance for 2 years, so I cant comment on that,

997usa

As stated earlier by u/bluehighways, depreciation is your biggest cost; If you are fine with that, insurance and maintenance are cheap comparatively. My insurance is $1700 per year, stated value. 5 other cars, all stated value, and maxed out on insurance options. My depreciation will be close to $30k per year.

hcvone

When you get old like me insurance is cheap, my first Porsche was a 1986' 911/930 turbo, insurance was 9800 a year in 1986, and the car cost 76k new, now in 2021 with a 265k cost car MUCH better insurance is 782 a year, so it gets better, the down side is you're old.

Maverick787

‘Tough crowd, but agree what you’re asking is not to helpful for yourself as each persons experience is different due to taxes or no taxes in your state. For grins but not sure this helps, it you will get my point.

2019 Speedster 317k + GA taxes (7%)
Annual insurance 1400.00
1st year MTC free
annual registration 25.00
Junk Pile ....gas and tires all pending how much you drive.

The above is the point all were making not sure how it helps you. Insurance all depends on age record, state, number of cars so it will never fit a box

coastal

the first 1year/10k service is included with the car. the porsche configurator says you can buy pre-paid plan, if you've owned an Audi, it would be similar to AudiCare. I think it's $5000 for the TT/TTS and covers year 2, 3, and 4. Essentially the entire factory warranty period.

https://www.porsche.com/usa/accessor...ntenance/psmp/

Td33

Call your insurance company. I have State Farm $1000 annually for full coverage. Cost to own very cheap if you don’t track the car. First year maintenance paid. Four year full warranty. Second year, oil/filter I paid $285 for my 991.2 turbo s at a Porsche dealership.

997usa

Insurance is so hard to compare.... There are many factors that determine the price, based on each individual's profile, cars, history, coverages, stated v. actual value, etc etc....
Hopefully OP sees that it is not a great Q to answer accurately and it heavily depends.