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Old 07-20-2023, 10:43 AM
  #16  
GlengarryGR
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Originally Posted by porsche526
Who offers financing with no tax returns … car being purchased from a small dealer
Auto Finance expert/consultant for 39 years here. Lenders will ask for a tax return if a) self employed AND credit is thin or low score.

PS: Lowest rates in US tend to always be Navy Federal Credit Union. $10 to join. Basically, if you played with GI Joes when you were young you qualify to join.
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Old 07-20-2023, 11:42 AM
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flsupraguy
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Originally Posted by justabout
I refinanced a mortgage and didn’t need to prove my income. They told me what my salary was. I asked how did they know that and they said their company had access to a system that had my financial data. They would not elaborate.
probably because you had more than enough equity being a refi....
Old 07-20-2023, 05:39 PM
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barncobob
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Ca$h talks.
Old 07-21-2023, 08:51 AM
  #19  
Bud Taylor
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Default Just ask de!ler what credit union

They have seen the lowest rate at recently. It changes all the time. I like to pay my cars off as quickly as possible (but ive been at my job a long time). If it ever goes wrong I sell 1 or 2.



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