More advice needed
03-15-2023, 11:50 PM
#16
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Sucks buddy I’m sorry. Keep checking with different companies. Sometimes there is one who will take the leap of faith. If not, I agree, enjoy the ride starting with something around 100. But don’t give up. I thought about her every day. Keep checking.
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Proud TOP Porsche Distributor For:
Kline-Innovation - ams Performance - TiALSPORT/XONA - #1 COBB PRO TUNER - CSF - IPD Plenums - DO88 - dodsonmotorsport
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Tormeno (03-16-2023)
03-16-2023, 11:44 AM
#17
Keep checking, Car is still available at the moment 
03-16-2023, 07:35 PM
#18
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Try Lightstream if you haven't. They gave me a $100k signature loan with 3.9% interest when I bought mine. They didn't even want a lien on the car. I'm sure rates are higher now.
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Tormeno (03-16-2023)
03-16-2023, 09:21 PM
#19
Try Lightstream if you haven't. They gave me a $100k signature loan with 3.9% interest when I bought mine. They didn't even want a lien on the car. I'm sure rates are higher now.
03-16-2023, 10:59 PM
#20
Doesn't hurt to exaggerate your income..
You must start at the bottom I guess.
When i first got my SSN I had to get a secured credit card. After a few months I walked into a Honda dealership, found a salesman and pointed to a brand new base model accord and said that one. Now. Got a high interest 25k loan. Honda financial.
6 months later i went to Toyota and traded in for a brand Tundra. They had a promo for 1.9% interest. Got approved with some income verification for a 50k loan. Toyota financial.
6 months after that I sold the tundra to carmax and owed about 7k on top. Paid that off.
With 2 loans under my belt in about 13 months I bought a used 911 for 83k out the door. 0 down. BOFA
During that 83k loan ownership I bought a second 911 GTS brand new along side the other one. Financed 133k. Also BOFA.
Not long after owning 2 911s i sold one and made money on it.. 2 years after the new 911 I sold it.
Lastly I went to Porsche and bought a TTS for 182k with 10k down. Porsche financial.
During my TTS ownership Ferrari Financial approved me in 5 minutes for $440K zero down no income verification. LMAO. Couldn't believe it.
Crazy what one little Honda Accord can do for someone with big dreams and exotics in mind. I had to play the stupid game even though I had money and earned a huge income.
After my second auto loan thru Toyota Financial I was never asked to verify income again. Im 99.9% certain i can walk into any dealership and walk out with any car. 0 down. With no income verification.
In your defense, youre puttint down a strong down-payment. Idk what the deal is there.
Try PNC bank.
You must start at the bottom I guess.
When i first got my SSN I had to get a secured credit card. After a few months I walked into a Honda dealership, found a salesman and pointed to a brand new base model accord and said that one. Now. Got a high interest 25k loan. Honda financial.
6 months later i went to Toyota and traded in for a brand Tundra. They had a promo for 1.9% interest. Got approved with some income verification for a 50k loan. Toyota financial.
6 months after that I sold the tundra to carmax and owed about 7k on top. Paid that off.
With 2 loans under my belt in about 13 months I bought a used 911 for 83k out the door. 0 down. BOFA
During that 83k loan ownership I bought a second 911 GTS brand new along side the other one. Financed 133k. Also BOFA.
Not long after owning 2 911s i sold one and made money on it.. 2 years after the new 911 I sold it.
Lastly I went to Porsche and bought a TTS for 182k with 10k down. Porsche financial.
During my TTS ownership Ferrari Financial approved me in 5 minutes for $440K zero down no income verification. LMAO. Couldn't believe it.
Crazy what one little Honda Accord can do for someone with big dreams and exotics in mind. I had to play the stupid game even though I had money and earned a huge income.
After my second auto loan thru Toyota Financial I was never asked to verify income again. Im 99.9% certain i can walk into any dealership and walk out with any car. 0 down. With no income verification.
In your defense, youre puttint down a strong down-payment. Idk what the deal is there.
Try PNC bank.
Last edited by 911dude41; 03-16-2023 at 11:00 PM.
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nismonian (03-17-2023)
03-16-2023, 11:02 PM
#21
Doesn't hurt to exaggerate your income..
You must start at the bottom I guess.
When i first got my SSN I had to get a secured credit card. After a few months I walked into a Honda dealership, found a salesman and pointed to a brand new base model accord and said that one. Now. Got a high interest 25k loan. Honda financial.
6 months later i went to Toyota and traded in for a brand Tundra. They had a promo for 1.9% interest. Got approved with some income verification for a 50k loan. Toyota financial.
6 months after that I sold the tundra to carmax and owed about 7k on top. Paid that off.
With 2 loans under my belt in about 13 months I bought a used 911 for 83k out the door. 0 down. BOFA
During that 83k loan ownership I bought a second 911 GTS brand new along side the other one. Financed 133k. Also BOFA.
Not long after owning 2 911s i sold one and made money on it.. 2 years after the new 911 I sold it.
Lastly I went to Porsche and bought a TTS for 182k with 10k down. Porsche financial.
During my TTS ownership Ferrari Financial approved me in 5 minutes for $440K zero down to income verification. LMAO. Couldn't believe it.
Crazy what one little Honda Accord can do for someone with big dreams and exotics in mind. I had to play the stupid game even though I had money and earned a huge income.
After my second auto loan thru Toyota Financial I was never asked to verify income again. Im 99.9% certain i can walk into any dealership and walk out with any car. 0 down. With no income verification.
In your defense, youre puttint down a strong down-payment. Idk what the deal is there.
Try PNC bank.
You must start at the bottom I guess.
When i first got my SSN I had to get a secured credit card. After a few months I walked into a Honda dealership, found a salesman and pointed to a brand new base model accord and said that one. Now. Got a high interest 25k loan. Honda financial.
6 months later i went to Toyota and traded in for a brand Tundra. They had a promo for 1.9% interest. Got approved with some income verification for a 50k loan. Toyota financial.
6 months after that I sold the tundra to carmax and owed about 7k on top. Paid that off.
With 2 loans under my belt in about 13 months I bought a used 911 for 83k out the door. 0 down. BOFA
During that 83k loan ownership I bought a second 911 GTS brand new along side the other one. Financed 133k. Also BOFA.
Not long after owning 2 911s i sold one and made money on it.. 2 years after the new 911 I sold it.
Lastly I went to Porsche and bought a TTS for 182k with 10k down. Porsche financial.
During my TTS ownership Ferrari Financial approved me in 5 minutes for $440K zero down to income verification. LMAO. Couldn't believe it.
Crazy what one little Honda Accord can do for someone with big dreams and exotics in mind. I had to play the stupid game even though I had money and earned a huge income.
After my second auto loan thru Toyota Financial I was never asked to verify income again. Im 99.9% certain i can walk into any dealership and walk out with any car. 0 down. With no income verification.
In your defense, youre puttint down a strong down-payment. Idk what the deal is there.
Try PNC bank.
03-17-2023, 12:38 AM
#22
Most of those cars I could have bought outright but didn't want to dump a ton of cash into one car and wanted to build up my auto loan history to be in the position I am now.
Other than the C8, try a 991.2 3.0t. Very similar car and you can build relationships and meet people that are like minded. That way you can transition into a 991 TTS after or maybe even a 992.
03-17-2023, 08:42 AM
#23
Its okay man. Just do that, enjoy it and after a minimum of 6 months you can try again.
Most of those cars I could have bought outright but didn't want to dump a ton of cash into one car and wanted to build up my auto loan history to be in the position I am now.
Other than the C8, try a 991.2 3.0t. Very similar car and you can build relationships and meet people that are like minded. That way you can transition into a 991 TTS after or maybe even a 992.
Most of those cars I could have bought outright but didn't want to dump a ton of cash into one car and wanted to build up my auto loan history to be in the position I am now.
Other than the C8, try a 991.2 3.0t. Very similar car and you can build relationships and meet people that are like minded. That way you can transition into a 991 TTS after or maybe even a 992.
03-17-2023, 11:04 AM
#24
Rocky Mountain High
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Everyone’s needs and everyone’s situation are different. Keep working towards what you want, and it will happen.
My first Porsche purchase was a 2002 Carrera 4S. It was a few years old when I bought it. The only way that I could justify it to my wife was to save money for it so that we wouldn’t have a payment. I did just that; I saved for it and paid cash when the time was right. It wasn’t my dream Porsche, but it was an awesome experience nonetheless. A few Porsches later, I ended up buying the one that I always wanted, and it’s still in my garage today.
My first Porsche purchase was a 2002 Carrera 4S. It was a few years old when I bought it. The only way that I could justify it to my wife was to save money for it so that we wouldn’t have a payment. I did just that; I saved for it and paid cash when the time was right. It wasn’t my dream Porsche, but it was an awesome experience nonetheless. A few Porsches later, I ended up buying the one that I always wanted, and it’s still in my garage today.
Last edited by Dennis C; 03-17-2023 at 11:55 AM.
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SConn (03-17-2023)
03-17-2023, 11:38 AM
#25
Everyone’s needs and everyone’s situation are different. Keep working towards what you want, and it will happen.
My first Porsche purchase was a 2002 Carrara 4S. It was a few years old when I bought it. The only way that I could justify it to my wife was to save money for it so that we wouldn’t have a payment. I did just that; I saved for it and paid cash when the time was right. It wasn’t my dream Porsche, but it was an awesome experience nonetheless. A few Porsches later, I ended up buying the one that I always wanted, and it’s still in my garage today.
My first Porsche purchase was a 2002 Carrara 4S. It was a few years old when I bought it. The only way that I could justify it to my wife was to save money for it so that we wouldn’t have a payment. I did just that; I saved for it and paid cash when the time was right. It wasn’t my dream Porsche, but it was an awesome experience nonetheless. A few Porsches later, I ended up buying the one that I always wanted, and it’s still in my garage today.