longer term loan for GT3
12-22-2017, 09:36 PM
#61
You sound like a total Dick You must surely drive a Porsche. You fit the stereotype perfectly. I cant stand people who have a few bucks and think they are better than other people.
They OP cant afford the car outright. If he can budget it with a low interest loan good for him.
12-22-2017, 09:43 PM
#62
Banned
Alright so clearly my brand if humor and sarcasm has not resonated well in text form. I did really have a message in there, so let me rephrase it in a way that's less "dick"sounding.
I came from nothing. I spent lots of years broke. The best way to not be in that situation is to live within your means, and if that means buying an older used Porsche or other car, then that is what it means. When your car purchase doesn't fit within normal CAR financing parameters and starts to resemble a mortgage, then you need to reconsider your ability to truly afford the car.
I live in the Newport Beach / Laguna beach area. Throw a rock and hit a 488GTB / Wraith / Continental GT / nameless supercar. Most of these are driven by people who can barely afford them and spend ridiculous money each month to lease or "buy" (and I use the term loosely) so they can keep up airs. Usually, they will justify this "purchase" by claiming a variety of smart sounding financial reasons as to why they can't just buy the car outright.
Sorry if I sounded douchey but I hate to see someone go down a road to ruin.
Oh, and you HAVE TO BE RICH to drive a 225K car. If you don't consider yourself rich, you probably shouldn't have the car.
My $.02
I came from nothing. I spent lots of years broke. The best way to not be in that situation is to live within your means, and if that means buying an older used Porsche or other car, then that is what it means. When your car purchase doesn't fit within normal CAR financing parameters and starts to resemble a mortgage, then you need to reconsider your ability to truly afford the car.
I live in the Newport Beach / Laguna beach area. Throw a rock and hit a 488GTB / Wraith / Continental GT / nameless supercar. Most of these are driven by people who can barely afford them and spend ridiculous money each month to lease or "buy" (and I use the term loosely) so they can keep up airs. Usually, they will justify this "purchase" by claiming a variety of smart sounding financial reasons as to why they can't just buy the car outright.
Sorry if I sounded douchey but I hate to see someone go down a road to ruin.
Oh, and you HAVE TO BE RICH to drive a 225K car. If you don't consider yourself rich, you probably shouldn't have the car.
My $.02
12-22-2017, 10:20 PM
#63
Rennlist Member
Alright so clearly my brand if humor and sarcasm has not resonated well in text form. I did really have a message in there, so let me rephrase it in a way that's less "dick"sounding.
I came from nothing. I spent lots of years broke. The best way to not be in that situation is to live within your means, and if that means buying an older used Porsche or other car, then that is what it means. When your car purchase doesn't fit within normal CAR financing parameters and starts to resemble a mortgage, then you need to reconsider your ability to truly afford the car.
I live in the Newport Beach / Laguna beach area. Throw a rock and hit a 488GTB / Wraith / Continental GT / nameless supercar. Most of these are driven by people who can barely afford them and spend ridiculous money each month to lease or "buy" (and I use the term loosely) so they can keep up airs. Usually, they will justify this "purchase" by claiming a variety of smart sounding financial reasons as to why they can't just buy the car outright.
Sorry if I sounded douchey but I hate to see someone go down a road to ruin.
Oh, and you HAVE TO BE RICH to drive a 225K car. If you don't consider yourself rich, you probably shouldn't have the car.
My $.02
I came from nothing. I spent lots of years broke. The best way to not be in that situation is to live within your means, and if that means buying an older used Porsche or other car, then that is what it means. When your car purchase doesn't fit within normal CAR financing parameters and starts to resemble a mortgage, then you need to reconsider your ability to truly afford the car.
I live in the Newport Beach / Laguna beach area. Throw a rock and hit a 488GTB / Wraith / Continental GT / nameless supercar. Most of these are driven by people who can barely afford them and spend ridiculous money each month to lease or "buy" (and I use the term loosely) so they can keep up airs. Usually, they will justify this "purchase" by claiming a variety of smart sounding financial reasons as to why they can't just buy the car outright.
Sorry if I sounded douchey but I hate to see someone go down a road to ruin.
Oh, and you HAVE TO BE RICH to drive a 225K car. If you don't consider yourself rich, you probably shouldn't have the car.
My $.02
12-22-2017, 11:01 PM
#64
In total agreement with Catorce. While growing up my parents had a friend who leased his 380. He was a posturing piece of garbage.
12-22-2017, 11:21 PM
#67
everyone is rich these days. but very few people have a "net worth" that is rich.
12-22-2017, 11:23 PM
#68
You sound like a total Dick You must surely drive a Porsche. You fit the stereotype perfectly. I cant stand people who have a few bucks and think they are better than other people.
They OP cant afford the car outright. If he can budget it with a low interest loan good for him.
12-22-2017, 11:44 PM
#69
12-22-2017, 11:47 PM
#70
Rennlist Member
Financing is one thing, but I really don't see how anyone would stretch their budget to get a GT3. You guys make it look like OP was really asking for a 30-year mortgage. If you have to stretch the budget (i. e. live in a small apartment with your large family just so you can make payments), I agree, you shouldn't buy a GT3. I, for one, financed, and I do not have to stretch my budget (my monthly credit card bill is 4 times my GT3 payment).
..and yes, hate posers and show offs, and some of them are really rich!
12-23-2017, 12:03 AM
#71
The whole US economy runs on borrowed money. What percentage of people own their homes outright, even in wealthy Laguna Beach? In many countries outside of US, if you have a home, you likely paid cash. If you got a car, you paid cash. Frankly, letting people borrow to "own" a home and car is what keeps this economy and workforce going. People are working hard to pay their debt, mortgage or rent. Without it, laziness will kick in.
there is a diffeerence in financing an asset that is appreciating (hopefully) and has some tax advantages to it- aka mortgage interest write off and financing a depreciating asset such as a car.
catorce is right on th money with his advice.
12-23-2017, 12:05 AM
#72
12-23-2017, 12:37 AM
#74
rs- selling for 0-10k over sticker.
my house- in the past two years has appreciated many times more.
12-23-2017, 12:42 AM
#75
Ok. Agree to disagree. Guy can finance his gt3 over 100 years for all i care.
In regards to rich and net worth
my “net worth” and really meaning net is into the 8 figures and I don’t consider myself “rich”. Just a working sucker as of now. 6 days per week at work. And my day off is mentally consumed thinking about work. (When sober and or not on a backroad or track lol) Hoping to be in the 9 figure area in the next 5 to 10 years. Maybe then i will be satisfied and consider myself “rich”
OP. Do whatever you want. You should live for yourself not others.
In regards to rich and net worth
my “net worth” and really meaning net is into the 8 figures and I don’t consider myself “rich”. Just a working sucker as of now. 6 days per week at work. And my day off is mentally consumed thinking about work. (When sober and or not on a backroad or track lol) Hoping to be in the 9 figure area in the next 5 to 10 years. Maybe then i will be satisfied and consider myself “rich”
OP. Do whatever you want. You should live for yourself not others.