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AAA tells me my 2006 Boxster S is worth 12k. Screw them. Haggerty is only $59 a month for 30k coverage. I’m going that route I guess. Anybody have some input or info?
i used geico for at least a decade on all my vehicles until recently. about nine months ago i bought a new-to-me sports car and after spending half a day trying to contact my agent to add the car to my existing policies, i was told that he was not coming into the office anymore and i couldn't contact him at home. i have never made an insurance claim in my life, so needless to say i was pissed, so i spent the next hour canceling my five policies, truck, two cars, motorcycle and boat, and going with progressive for all of them including my most recent purchase. the prices were comparable. maybe even saved a few bucks.
Last edited by hueyhoolihan; 03-10-2022 at 02:03 AM.
I'm on Progressive as well, and quite happy with them. I don't think I've had a claim with them either, but my biggest question is how good that part of the process is. I've heard it's good and easy... but if it's not, then the insurance isn't worth it IMO.
I don't know what my 2010 is valued at, but I'm getting $434 for 6 months here in CT... or about $72/mo. Again, this is in CT and it's a high-coverage policy with no points on my license, etc.
AAA tells me my 2006 Boxster S is worth 12k. Screw them. Haggerty is only $59 a month for 30k coverage. I’m going that route I guess. Anybody have some input or info?
I use Haggarty. It was easy and I also have $30k in coverage (but your rate is less). How many miles a year do you have?
If you don't drive many miles annually, a company like Hagerty is the way to go. Be sure you look at conditions and limitations before your commit; some of those specialty companies have restrictions.
My 2014 Cayman is my daily driver and I have it bundled with our other cars and our house with Auto-Owner's Insurance. I've been with them for almost years and had three claims...One was a stone strike on the windshield of my 993, one on hail damage on our house and one on pool equipment damage due to a ice storm power outage. They paid all three promptly and without comment...Actually helped me hunt down the 993 windshield. They're a good company.
I was told by a very successful Porsche Certified body shop owner who has been in business since 1962 and who has extensive experience with working with insurance claims disputes that the two best companies to work with are Chubb and Erie (I have Erie). I asked which were the ones to stay away from and he said, in his experience, "the more they pay on television advertising, the less they want to pay on claims".
I usually bounce between progressive and geico for my daily drivers...
My previous play/mtn drive car was an extensively modified VW R32 that I ensured through Grundy (their terms & conditions are better than Hagerty IMO), it was insured for $35k @ ~$400/yr, my other play car is insured for $17k ~$225/yr.
I recently picked up a 2010 Cayman S that I will moving to Grundy, put it on geico to get it home from the dealer since it was easy.
Grundy was the company I couldn't think of earlier...I used them when I had a Beck 550 Spyder as a weekend toy. Excellent coverage for just a little bit of money but came with some restrictions.
I was told by a very successful Porsche Certified body shop owner who has been in business since 1962 and who has extensive experience with working with insurance claims disputes that the two best companies to work with are Chubb and Erie (I have Erie). I asked which were the ones to stay away from and he said, in his experience, "the more they pay on television advertising, the less they want to pay on claims".
Through Erie, I pay $419/yr for my 987.2 Spyder and $728/yr for my 981 GT4. This is with 0 dollar glass replacement coverage and a $500 deductible. They also gave me $110k Agreed Value coverage on the GT4 at no additional cost.
I'm not an insurance expert by any means, but have a serious interest in all things personal finance. I would strongly urge bundling all cars with your homeowner's insurance, at the highest-rated company possible, and also purchasing a personal umbrella policy (generally inexpensive). If you have your daily drivers, homeowner's insurance, and personal umbrella policy with company "A" and your "fun" car (Porsche or other) with company "B", and have an at-fault accident with your "fun" car, you are at the mercy of whatever policy you have with company "B". You are probably covered by "A" on your personal umbrella, but I bet having one vehicle with a different insurer will make "A" unwilling to participate in a settlement that exceeds the limits on the "fun" car. That's not to say they won't pay, but do you want to fight two insurance companies, in addition to a plaintiff that your umbrella carrier is unwilling to settle with?
Now, it's unlikely to ever be so bad... but that's what insurance is for!
I am no expert so please don't misconstrue this for actual advice. Talk to your agent.
Cheers
03-10-2022, 12:02 AM
Who do you guys use for insurance?
