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Congrats to the Seller and Buyer on this beautiful Red 3.6 Turbo. Looks like this price was set by two bidders.
BTW, I am not kicking myself for changing my color. But if my car was still Red I would be contacting the runner up.
Welcome to the #Widowmakerclub
How much should it costs us to insure our cars? I can't find a decent rate.
I'm honestly not sure what just my 3.6 costs.
my prices are all bundled together with my other cars. I'm sure I could find out.
Funny enough, when I added my new 993 onto the Hagerty plan, it saved me money. And I got a refund. Because I went over the $1M value threshold with them.
This will jump me even higher unfortunately, as I have my Agreed Value set. At 450k on the 3.6.
will likely try to bring it up to 750-800 range. I'll have to ask and see. If we get a third car here with this black one, jumping in the 800s, I don't see why they wouldn't be worth that with a low mileage stock example with records.
Working pretty closely with a bodyshop over the last few years, I'm very wary of state farm. They seem to be the most difficult to work with these days. I'd hope agreed value would be okay, but I've seen a bunch of sketchy enough behavior that I wouldn't risk it given both the value of these cars and the expense of fixing them properly.
Agree. I've used SF for everything since 1991.
When I specifically asked about agreed value policy, they gave me half answers, and the whole "we don't really do that, but we promise we'll be fair, and we look at other cars and give you a fair price". I asked specifics of condition, color rarity, rarity of model and numbers. Their response was less than stellar. They stated they will just look at the overall model of car and give a price based in the middle.
Off the record, they told me to go get agreed value policy at Hagerty, etc that would insure the cars the way I needed them to be.
it's a hassle, only because I keep my DD cars, and all of my home etc items through them, as well as an umbrella policy, so I have to provide all the information from Hagerty/Essentia to them to make sure it meets the criteria for the umbrella, or they won't insure that.
SF has been a pain in the *** to work with on my home owners for my roof. They won't give you anything except minor repairs. When all other companies pay out entire roofs after massive storm damage. They've gone down hill as a company IMO.
Glad I'm with Hagerty for my collector cars.
Last edited by thunderdent; Jan 25, 2026 at 02:29 PM.
If any of you own a large to very large businesses, then you should investigate just going the self-insured route. Then you can use your own insurance to cover such things...
Otherwise, get very detailed appraisal, and have the appraiser put the value that you agree on the appraisal and submit it. If accepted, insurance companies will honor the appraisal.
Not that this is a roof forum, but….same thing on my roof. 30 yr customer, no claims, hail damage all over, first SF inspector minor damage below deductible, 2nd SF inspector same, final independent arbiter selected > of course this needs replacement, hail damage is extensive.
State Farm has changed their claim policy, shop your policies, your local agent has no involvement anymore and relationship means nothing (kind of like an ADM dealer
But a very rare and special TSL. One of just 86 and the only one like it. Values are going up across the board but I liked it better when these were just metal.
I use Grundy - when I shopped insurance it was quite a bit cheaper than Hagerty for same value, and unlimited miles (at the time - not sure about now - Hagerty limited miles - and with me driving ~5000 miles/year - that was/is important to me). Grundy does say you cannot use the car for work type stuff (commuting) or grocery getting - which I don't do anyway.
I use Grundy - when I shopped insurance it was quite a bit cheaper than Hagerty for same value, and unlimited miles (at the time - not sure about now - Hagerty limited miles - and with me driving ~5000 miles/year - that was/is important to me). Grundy does say you cannot use the car for work type stuff (commuting) or grocery getting - which I don't do anyway.
Brandon
'91 Turbo
I think you drive the most out of anyone. I don't even have time to drive mine.