993fn

Some back story here: recently bought a 1988 Porsche 944 Turbo S, haven't gotten it driving yet but I am very close. Looking to get full coverage on it. I'm 19 years old, no accidents or any other records. I'm wondering if I need to go with someone like Hagerty for insurance to ensure that I get paid what that car is worth, or if it is ok to go with a conventional insurance company like State Farm. I'm sure you guys all know the value of this car (75k original miles) and I'm worried that if something bad were to happen, a company like State Farm would simply argue that the car is from the 80s and pay me based off of it's age, not it's actual value. Suggestions would be nice. Hagerty's quote was $444 a month

931guru

If you think Hagertys is expensive, just wait until you get state farms quote.

It's because you're 19. I'm a bit older (retired) and my 86 turbo insurance from Hagerty is $150 PER YEAR!!!

EVOMMM

Get stated value put it in an adult over 28 years old and add yourself as a driver it will be cheaper by 1/2

ElRicardo

It depends on declared value and driver age/record. The more you state value (up until they require an appraisal) has a lot to do with how much the rate. And age age age…

944M3

I’m only half joking here but for $400+ a month for insurance I would rent a garage for a hundred a month to store the car and let it appreciate more. Meanwhile, buy a modded mutt ‘86 951 and enjoy the hell out of that lol

EVOMMM

Hagerty Ins has a valuation tool to estimate your cars value