Larry Velk

While our 928 is the 'main squeeze' for daily use, we had an extra pristine 951 which we showed and used sparingly. Went to get paint supplies as the 928 is tied up for quarter glass rust and a cell-talking older woman ran a red and totaled our baby.
Her insurance was State Farm and they gave us a very fair settlement. It was in the fine tradition of insurance as we were returned to pre-event conditions. We made no money and lost none. They were polite and knowledgeable.

Jerry Feather

My best guess is that you probably got screwed.

Jerry

Giovanni

Same happened when someone totalled my Jeep Liberty CRD. State Farm paid the "excellent retail" value plus $175 and I got the check a few days later. That happened 2-3 years ago.

cali4sun

Funny you say that, if the owner is satisfied with the interaction and result of the insurance company on the outcome what's wrong with that? I would hope I can say the same thing if it were to happen to me!

Might want to go with your second guess!

Larry - nice to hear that!

'89 S4 GP White/Black
'76 912e Silver/Black

Jerry Feather

The problem is that too often what one thinks they might be entitled to is much less that what they are actually entitled to.

My second guess is they got REALLY screwed.

Jerry Feather

robot808

Jerry,
Something wrong? You seem like you have been a bit grouchy lately.

hacker-pschorr

+1

Who pooped in your corn flakes Jerry.

jeff spahn

How is getting returned to pre-accident state getting screwed? It is exactly what insurance is supposed to do, not be a lottery payout. Our cars are not worth the $80,000 they were new. If it gets hit, takes $15,000 to restore it to pre-accident condition and we walk away happy (I know $15,000 is stretching it but go with me here) and with a car that runs like it did before the accident, it is a perfect scenario.

Marine Blue

Glad everyone was unharmed. So what are you going to replace it with?

beentherebaby

The reality of life is: If it seems too good to be true, it probably is.

I'd bet dinner that a professional inspector could determine the vehicle was in an accident within minutes - which lowers the vehicle's resale value, thus the vehicle was not restored to it's original pre-collision condition nor value.

Jerry Feather

No, my corn flakes are just fine. I'm sorry that I seem grouchy. I sometimes find myself apologizing to folks for talking to them like I was their father. I sometines let the pragmatist in me come out too much. I could just keep my mouth shut and hide and watch, but sometimes I can't just do that.

I am actually in good spirits and feel good about the things I am trying to do for you guys, but, again, the dad comes out in me when some of this stuff gets posted that seems to cry out for me to say the things that I do to maybe get you to think again about what you are posting about.

Why would someone post about a state farm settlement unless they were looking for someone to say that they really did get a good deal? My purpose here is to suggest that their underlying fear may in fact be true. Even though they want us to confirm that they got a great settlement, I cannot help myself to suggest that odds are that they did not.

The purpose for that is to suggest that they ought to be posting here before they settle to get some better idea about what they might be entitled to in fact, which I still guess is more than they got.

Again, My state of mind is good and I am pleased to be creative for the community and appologize for the wet blanket that I guess I seem to be.

Jerry Feather

VehiGAZ

Money and repairs will not turn back the hands of time - the car may never be the same, especially a show-piece, but accidents happen and people get short-changed and/or screwed in life. If it weren't for insurance, anyone whose car got mangled by some idiot would be in a MUCH worse position. Just ask my friend who's been making $13k worth of payments on the "ghost" S4 (Audi, that is) he totaled at a track day.

This is human life - it ain't pretty, but there are thousands of institutions in our civilized American society that put a whole lot of lipstick on the ugly, Hobbesian truth of it.

Getting your car as well as possible and getting alternate transportation in the meantime without a penny out of your own pocket is as good as it gets.

Those that think they deserve more out of such a calamity have entitlement issues. You have to understand what lies beneath the safety net to understand how good you've got it. If you only focus on the fact that the other guy's insurance company still has money in the bank after the settlement, then you are never going to find any peace in life.

Jerry Feather

Larry didn't post any details about his settlement, so my guesses about his settlement were just that, GUESSES!! Nevertheless, they were educated guesses, and I 'll bet there is a lot to be said, if the facts were ever known, that they were pretty accurate guessses.

That is not to say that Larry did not get as good a deal as in the end he might count on, but even then he was screwed.

If Larry is happy with his settlement, fine, but he should be happy with it knowing that he probably got screwed.

Jerry

RKD in OKC

It's been my experience "The Other Guy's" insurance takes pretty good care of you when the accident is "The Other Guy's" fault. It's when it is YOUR fault YOUR insurance company does all it can to get out as cheaply as possible.

Friend of mine quit the body shop business because he just got tired of dealing with customers that were pissed that their car was wrecked and insurance companies that didn't want to pay what it cost to fix.

hacker-pschorr

I personally know Larry and I can assure you he's not looking for your sunshine up his ***.

Face it, you might be in the wrong here.

Few years ago State Farm handed me a check for more than I could have ever sold my car for and I got to keep the car. But I'm sure in your eyes, I got screwed too.

Like the one who inspected my rebuilt Audi Coupe to be re-titled? He didn't even know there was supposed to be shocks behind the bumper (I installed a euro unit, oblivious to him).

Or how about the expert judge at a recent Concours who didn't know what year my friends 65 Corvette was?

I could go on, but I think you get the point.....