Collector Car insurance options......
#1
Nordschleife Master
Thread Starter
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Currently am working a policy thru rally that is underwritten by american southern home insurance...
the rate is amazing, for $55k coverage (insurance pays full replacement cost if totalled and not a estimated lower price based on market value) they are only wanting around 1k/year (which i feel is very affordable) the only downside is they are saying a maximum of 6k miles per year. (this is for 100/300/100 policy coverage)
my question to you guys are, what are you using for collector car insurance and what mileage does it cover?
i like the price, like the coverage, but dislike the mileage limit..
i called my regular insurance company and to cover the car with a "market value" coverage and not actual value... unlimited miles... the coverage is 1600/yr... so less coverage, but more miles.
-Riley
the rate is amazing, for $55k coverage (insurance pays full replacement cost if totalled and not a estimated lower price based on market value) they are only wanting around 1k/year (which i feel is very affordable) the only downside is they are saying a maximum of 6k miles per year. (this is for 100/300/100 policy coverage)
my question to you guys are, what are you using for collector car insurance and what mileage does it cover?
i like the price, like the coverage, but dislike the mileage limit..
i called my regular insurance company and to cover the car with a "market value" coverage and not actual value... unlimited miles... the coverage is 1600/yr... so less coverage, but more miles.
-Riley
#2
Three Wheelin'
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I have 3 '60s Alfas and 1 '65 Corvette thru AAA Classic Ins.
The whole lot is under $400 a year !
Had to put the 964 on Hagarty as it is too new for AAA.....
The whole lot is under $400 a year !
Had to put the 964 on Hagarty as it is too new for AAA.....
#3
Three Wheelin'
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My 86 930 is insured via Grundy with a $40k stated value with 100/300/100 coverage for $300 a year. No limit on mileage, just can't use the car as a daily.
#4
Burning Brakes
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I have shopped around several times for insurance on three Porsches and found American Collectors to have the lowest rates, about $1,000 a year or 30% under the others.
#5
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My 964T is covered with an agreed upon (based on appraisal) value without mileage limitation for under $500. I do however have all my other policies with the same provider.
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#8
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We have Southern California AAA.
$194 for an agreed value of 25K on our '86.
The club grandfathered us in after revising the
car age criterion.
$194 for an agreed value of 25K on our '86.
The club grandfathered us in after revising the
car age criterion.