Edgy01

A month ago tonight, a million dump trucks worth of mud and debris cascaded down our canyons toward the sea.

This 1981 911SC Targa, asleep in its garage, didn't fare well. Perhaps someone will be able to salvage it.

titan7

buddalun

Hurts my heart.

Runner4fun

I live in Santa Barbara and am representing a mudslide victim who lost her house. I toured the site last week. Unbelievable destruction. Our family knows 2 who were killed.

Antomero

Awfully sad.

Edgy01

One of our attorneys owns a house that my parents looked at 51 years ago and passed on--it appeared to be in too much of a depression. No kidding! The house to his north (right of photo) was completely swept away. Husband's body traveled 1.0 miles to the Pacific Ocean. Teenaged son's body still not found. (Authorities holding off on issuing a death certificate--like things aren't already hard).

To be completely honest, this was a complete fluke. An aberration. A fire cleaned off all the vegetation, and then a totally freak storm a few days later drops 5.0 inches in about 30 minutes directly onto that hillside. They never had a chance. We could have gone another 400 years before seeing that sort of event. But it is a good reminder about nature.

A good question came up on the 997 forum about insurance. It is always best to leave the car OUTSIDE the garage for insurance purposes. The value of the car would normally be deducted from the cap on your house insurance. Thus, the actual car policy would have a claim against it.

Example: You have a $1M house and a $100,000 Porsche. Both insured for those values. The house is swept away with the car inside the garage. Payoff is for the house "with contents." $1M. Scenario two: Car parked in driveway. House totaled, car swept away. Two policies come into force--payoff is $1M for the house and its contents, and $100K for the separate lost car.

Check with your insurance guys IN ADVANCE! Know the tricks.

cobalt

I saw this on the news and posted this in off topic picture thread.

There have been many nice Porsche's and other cars over the years lost to fires and floods in CA

myflat6

Another sad/scary issue is that mudslides aren't a covered peril by most homeowners insurance policies.

r911

No, the ins. co.s wised up a half-century ago. Mudslides are common in that area. James Taylor even put out an album on it.

Fires are common too. Google fire prone chaparral or similar.

Bloose993TT

I Airbnd that house for a weekend last summer. The creek was easily 10 feet below the driveway. Sad situation.

bruce911

Sad to see the house and car gone........

Edgy01

One good thing from this. The California Insurance Commissioner declared that the fire was the ultimate cause of this damage. The facts are, flood insurance does not cover you against mudflows. (I'll wait while you check your policy's fine print). Most simply did not even HAVE flood insurance.