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HPDE insurance

 
Old 05-20-2019, 11:39 AM
  #106  
Digitalwave
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I experienced that recently as well. I called in and got the same quote as all my last coverages (about 1/3 the price of what I was quoted on a recent online quote). Try calling in.
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Old 05-21-2019, 11:12 PM
  #107  
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Originally Posted by David993S View Post
Just an FYI regarding Hagerty-RLI HPDE Insurance.

I've used and recommended them for the past two years and the rates were very reasonable. Last time was Oct. of last year and the HPDE policy I wanted was $205 (same price for the past two years). I just applied for HPDE insurance for a June DE, exact same coverage and deductible........and the quote was $415 !!
Guess I'll look elsewhere and can't recommend them now..
Do you have insured modifications? I recently added adjustable LCAs that cost me $1500. The rates for modifications is clearly higher. I have a DE in July and been paying around $200 for the last two years so hope yours was a mistake. I had used Lockton before.

09 Boxster PDK w/Sport/Sport+
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Old 05-22-2019, 08:54 AM
  #108  
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UPDATE: I ended up gong with Lockton . Their price was comparable to RLI before they doubled their premium.
When I called Hagerty about the massive increase, they said someone from RLI would call me...…...they never did. I can no longer recommend Hagerty/RLI.
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Old 05-22-2019, 09:46 AM
  #109  
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Originally Posted by David993S View Post
UPDATE: I ended up gong with Lockton . Their price was comparable to RLI before they doubled their premium.
When I called Hagerty about the massive increase, they said someone from RLI would call me...ů...they never did. I can no longer recommend Hagerty/RLI.
Ooof....
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Old 05-22-2019, 03:13 PM
  #110  
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Just insured with Hagerty 2010 CS for $37,000 for Time Trial with SCCA at CMP. Cost was $332.00 which I had no problem with since this is a timed event.

Peter
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Old 05-22-2019, 05:03 PM
  #111  
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Originally Posted by LuigiVampa View Post
Or just take the risk, and if they ball up their car, they walk away from the sport.
I self insured once. Now I pay the insurance fee . Happy to use Lockton even though it's painful to see the spend add up quickly as the events get ticked off.
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Old 05-22-2019, 09:35 PM
  #112  
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The amount of money some people pay for track insurance on HPDE days would net them a dedicated race car within a couple of years... Never understood the HPDE insurance proposition. If you're not willing to walk away from the financial loss, don't push 9 tenths or higher. Just enjoy yourself and the car on track, and don't go out chasing lap times.

When you're ready to start chasing lap times, buy something you are willing to walk away from and have the f*ck at it. I started in a 997TT. Once I got to the point of seriously considering safety upgrades, insurance etc... I realized I could buy a Cayman S race car for about that same cost. There is something magical about wringing out a purpose built, highly capable tool without worrying about insurance, replacement costs, etc... And as happens often with people that take this step, I lap way faster in the cayman than I did in my 997TT that had a 300hp advantage.

Of course this does not apply to actual racing with cup cars, etc... Talking about your typical HPDE PCA weekend. YMMV of course.
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