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Shopping for Insurance

Old 12-07-2016, 08:11 PM
  #31  
ggrace
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Originally Posted by Turbojamie
Man that seems like a lot of money for a not overly expensive car.
I'm 36. Maybe it will decrease in the future?
Old 12-07-2016, 08:39 PM
  #32  
Scotty2H
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I thought you did alright. I'm 36 as well, 88 Carrera @ $1700/yr. That's base 12 month coverage, so it really more like $1150/yr with taking it off the road 5 months.
Old 12-08-2016, 01:22 AM
  #33  
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Scott you should put collector car policy on the 88.
I got a quote today for my 6turbo for less than half of what Lant was charging me. Got the quote from Vintage insurance btw.
Old 12-08-2016, 01:55 AM
  #34  
993GT
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Seems high from TD, but record and location play a big part, I pay a slight bit more for mine despite being much a junior too you and with a GT2 corresponding value appraisal...
P.S., Danny, may need to talk about another appraisal (for Boxster)

Originally Posted by ggrace
I'm 36. Maybe it will decrease in the future?
Old 12-08-2016, 11:27 AM
  #35  
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Originally Posted by 993GT
Seems high from TD, but record and location play a big part, I pay a slight bit more for mine despite being much a junior too you and with a GT2 corresponding value appraisal...
P.S., Danny, may need to talk about another appraisal (for Boxster)
It does seem high, given that figure is suppose to include a 15% discount because of my houses being with them already!
Old 12-08-2016, 11:57 AM
  #36  
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Originally Posted by Scotty2H
I thought you did alright. I'm 36 as well, 88 Carrera @ $1700/yr. That's base 12 month coverage, so it really more like $1150/yr with taking it off the road 5 months.
Wow than seems high. Although my 86 has gone up and is now more than my 2001 996TT.
Old 12-08-2016, 03:42 PM
  #37  
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I am sorry, but I must be missing something here... ~$2K annual insurance premiums in Ontario "is a lot of money" for a Porsche? Are you guys smoking something or do you live on a different planet?
Old 12-08-2016, 03:53 PM
  #38  
Turbojamie
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Originally Posted by 928gt
I am sorry, but I must be missing something here... ~$2K annual insurance premiums in Ontario "is a lot of money" for a Porsche? Are you guys smoking something or do you live on a different planet?
I paid $675 seasonal on mine with a smaller broker insured under Intact.
Old 12-08-2016, 03:57 PM
  #39  
928gt
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Originally Posted by Turbojamie
I paid $675 seasonal on mine with a smaller broker insured under Intact.
With the Porsche as your only (daily driver) car?
Old 12-08-2016, 04:05 PM
  #40  
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Intact does appear to be the best out there BTW... my premiums on a modified Mercedes C63 AMG (modifications are fully documented and approved by Intact) are less than they were with TD MM for a "base" car and half the coverage amount. TD MM didn't even want to renew the policy after I told them that I've added a few goodies to the car and wanted the value to reflect the actual cost, not what a beat up base model would go for on the used market in case of a total loss. I am stiill surprised that you can insure ANY car as your DD for under $2K a year if it's the primary vehicle and you drive it a reasonable amount though.
Old 12-09-2016, 08:23 PM
  #41  
ggrace
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Picked up my car today. I stayed with Intact through my broker. It wasn't in the $1100s - that was her estimate based on parking through the Winter (what my actual cost will be). It would be about $1575 yearly if I drove all year round.
Old 12-11-2016, 02:13 PM
  #42  
aviography
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Anyone have experience with CAA membership and their insurance? That's one option I will explore in the near future before my policy with Allstate is up for renew.
Old 12-12-2016, 12:07 AM
  #43  
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Damn.

It's $1800/year for my daily beater Toyota Corolla. But it's used daily between Toronto to Brampton everyday.
Old 12-12-2016, 12:18 AM
  #44  
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So far no one has indicated that whatever rate they are paying for their P-car is for it serving as their only or primary, 16K+ km/year daily driver vehicle, so I would venture a guess that they are all insured as occasional-low-miles-fun-use-only cars. With a clean driving record, a $1800 annual premium is par for the course for a "beater" daily driver.
Old 12-12-2016, 08:20 AM
  #45  
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I'm with TD Meloche Monnex and my 991 is my daily driver. I'm 40 years old and clean record (no tickets, accidents, etc.)

I'm paying $122/month ($1466/year) for full coverage and $2 million liability, accident forgiveness and all of the little tidbits. University Group discount as I went to school....LOL

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