Any place to test drive nonstreet legal car?
04-05-2018, 02:36 PM
#16
Registered User
Thread Starter
Never heard of that? Does that work even if the car isn't road registered or have plates? Do they just go off the VIN?
04-05-2018, 02:40 PM
#17
Registered User
Thread Starter
I just wonder what happens if a cop someone comes across your path. Do they confiscate or tow the vehicle, since it isn't road legal? I would be happy to go around the block.
May just goto the track super early, and hope for the best. Bring lots of tools...
04-05-2018, 04:24 PM
#18
Rennlist Member
I can only envision the worst possible scenario. You might only be driving 20mph down the street and a kid runs out in front of you and you hit him. You're driving a race car and suddenly everyone believes you were speeding doing 80mph. All your net worth is gone. It's just not worth the risk on the street imo.
04-05-2018, 05:29 PM
#19
Rennlist Member
I guess I figure we all take a similar risk in our street cars every day. Depending upon the details, a theoretical “he ran over my kid” personal lawsuit may not be covered or may only be partially covered by auto insurance. Hard to say when it’s just a what if.
My coworker was driving in city traffic and a girl suddenly darted across the street through moving traffic and ran directly into the side (near the bed) of his pickup truck. She was unhurt and I’m not sure she was sober at the time - it was strange. I’m probably forgetting details, but the relevant bit is that years went by and days before the statute of limitations arrived she sued. His auto insurance provided a defense attorney, and the attorney told him he felt her case was without merit so he was going to take a risk fighting hard to establish precedent. Furthermore, if they lost, any judgment would be outside of the scope of his coverage. While they were assigned to his defense, the lawyer made it very clear that he represented the interests of the insurance company, not the insured. And if he wanted his own lawyer, that was fine, but that cost would be out of pocket. I think in the end he won and that was the end of it, but it could have been ugly.
The point is we can’t address all risks. We have to just decide what’s reasonable and go from there. A street sedan based race car driving near the house at 20mph just doesn’t sound especially dangerous to me, but to each his own.
My coworker was driving in city traffic and a girl suddenly darted across the street through moving traffic and ran directly into the side (near the bed) of his pickup truck. She was unhurt and I’m not sure she was sober at the time - it was strange. I’m probably forgetting details, but the relevant bit is that years went by and days before the statute of limitations arrived she sued. His auto insurance provided a defense attorney, and the attorney told him he felt her case was without merit so he was going to take a risk fighting hard to establish precedent. Furthermore, if they lost, any judgment would be outside of the scope of his coverage. While they were assigned to his defense, the lawyer made it very clear that he represented the interests of the insurance company, not the insured. And if he wanted his own lawyer, that was fine, but that cost would be out of pocket. I think in the end he won and that was the end of it, but it could have been ugly.
The point is we can’t address all risks. We have to just decide what’s reasonable and go from there. A street sedan based race car driving near the house at 20mph just doesn’t sound especially dangerous to me, but to each his own.
04-05-2018, 06:30 PM
#20
Rennlist Member
I guess I figure we all take a similar risk in our street cars every day. Depending upon the details, a theoretical “he ran over my kid” personal lawsuit may not be covered or may only be partially covered by auto insurance. Hard to say when it’s just a what if.
My coworker was driving in city traffic and a girl suddenly darted across the street through moving traffic and ran directly into the side (near the bed) of his pickup truck. She was unhurt and I’m not sure she was sober at the time - it was strange. I’m probably forgetting details, but the relevant bit is that years went by and days before the statute of limitations arrived she sued. His auto insurance provided a defense attorney, and the attorney told him he felt her case was without merit so he was going to take a risk fighting hard to establish precedent. Furthermore, if they lost, any judgment would be outside of the scope of his coverage. While they were assigned to his defense, the lawyer made it very clear that he represented the interests of the insurance company, not the insured. And if he wanted his own lawyer, that was fine, but that cost would be out of pocket. I think in the end he won and that was the end of it, but it could have been ugly.
The point is we can’t address all risks. We have to just decide what’s reasonable and go from there. A street sedan based race car driving near the house at 20mph just doesn’t sound especially dangerous to me, but to each his own.
My coworker was driving in city traffic and a girl suddenly darted across the street through moving traffic and ran directly into the side (near the bed) of his pickup truck. She was unhurt and I’m not sure she was sober at the time - it was strange. I’m probably forgetting details, but the relevant bit is that years went by and days before the statute of limitations arrived she sued. His auto insurance provided a defense attorney, and the attorney told him he felt her case was without merit so he was going to take a risk fighting hard to establish precedent. Furthermore, if they lost, any judgment would be outside of the scope of his coverage. While they were assigned to his defense, the lawyer made it very clear that he represented the interests of the insurance company, not the insured. And if he wanted his own lawyer, that was fine, but that cost would be out of pocket. I think in the end he won and that was the end of it, but it could have been ugly.
The point is we can’t address all risks. We have to just decide what’s reasonable and go from there. A street sedan based race car driving near the house at 20mph just doesn’t sound especially dangerous to me, but to each his own.
04-05-2018, 08:42 PM
#21
Rennlist Member
I think ExMB is volunteering to test drive it for you.
Beyond that, I'd be tempted to go places like you listed - the mall at midnight, etc. I can't imagine a cop ticketing you in an empty parking lot, but if they did, it could be a major problem down the road since you also have kids. I have 3 boys and was stupid enough to get a ticket going 100+ mph. After a couple other events, my insurance company cancels the comp and collision on me. The worst part was my wife had to find another insurance company. You can guess how that went!
Beyond that, I'd be tempted to go places like you listed - the mall at midnight, etc. I can't imagine a cop ticketing you in an empty parking lot, but if they did, it could be a major problem down the road since you also have kids. I have 3 boys and was stupid enough to get a ticket going 100+ mph. After a couple other events, my insurance company cancels the comp and collision on me. The worst part was my wife had to find another insurance company. You can guess how that went!
04-05-2018, 11:26 PM
#22
Rennlist Member
Ah ok, yeah that might look stolen rolling around town and would be another matter entirely.
04-05-2018, 11:38 PM
#23
Rennlist Member
Put it on a trailer and take it to a mechanic that you know and trust. Pay him to run a bumper to bumper inspection on it. He will be able to tell more than a test drive in a parking lot or a neighborhood. He can also modify it to fit you or your son..
04-06-2018, 11:05 PM
#24
One Trip Permit
04-08-2018, 10:56 PM
#25
Registered User
Thread Starter
I guess I figure we all take a similar risk in our street cars every day. Depending upon the details, a theoretical “he ran over my kid” personal lawsuit may not be covered or may only be partially covered by auto insurance. Hard to say when it’s just a what if.
My coworker was driving in city traffic and a girl suddenly darted across the street through moving traffic and ran directly into the side (near the bed) of his pickup truck. She was unhurt and I’m not sure she was sober at the time - it was strange. I’m probably forgetting details, but the relevant bit is that years went by and days before the statute of limitations arrived she sued. His auto insurance provided a defense attorney, and the attorney told him he felt her case was without merit so he was going to take a risk fighting hard to establish precedent. Furthermore, if they lost, any judgment would be outside of the scope of his coverage. While they were assigned to his defense, the lawyer made it very clear that he represented the interests of the insurance company, not the insured. And if he wanted his own lawyer, that was fine, but that cost would be out of pocket. I think in the end he won and that was the end of it, but it could have been ugly.
The point is we can’t address all risks. We have to just decide what’s reasonable and go from there. A street sedan based race car driving near the house at 20mph just doesn’t sound especially dangerous to me, but to each his own.
My coworker was driving in city traffic and a girl suddenly darted across the street through moving traffic and ran directly into the side (near the bed) of his pickup truck. She was unhurt and I’m not sure she was sober at the time - it was strange. I’m probably forgetting details, but the relevant bit is that years went by and days before the statute of limitations arrived she sued. His auto insurance provided a defense attorney, and the attorney told him he felt her case was without merit so he was going to take a risk fighting hard to establish precedent. Furthermore, if they lost, any judgment would be outside of the scope of his coverage. While they were assigned to his defense, the lawyer made it very clear that he represented the interests of the insurance company, not the insured. And if he wanted his own lawyer, that was fine, but that cost would be out of pocket. I think in the end he won and that was the end of it, but it could have been ugly.
The point is we can’t address all risks. We have to just decide what’s reasonable and go from there. A street sedan based race car driving near the house at 20mph just doesn’t sound especially dangerous to me, but to each his own.
Well, hypothetically speaking, I may have taken it down the block to the end of the culdesac and back... Hypothetically, steering wheel was a about 20 degrees of center, all else fine...
your post above is interesting...
why wouldnt the insurance companies lawyer be required to represent the interest of their client, your friend? And, why wouldn't the insurance be on the hook for liability?
isnt auto insurance occurrence based? IE, if the accident happened, even if suit is years later and youre no longer insured, youre covered. If that weren't the case, none of us could ever change carriers without buying tail insurance...
04-09-2018, 12:31 PM
#26
Rennlist Member
your post above is interesting...
why wouldnt the insurance companies lawyer be required to represent the interest of their client, your friend? And, why wouldn't the insurance be on the hook for liability?
isnt auto insurance occurrence based? IE, if the accident happened, even if suit is years later and youre no longer insured, youre covered. If that weren't the case, none of us could ever change carriers without buying tail insurance...
why wouldnt the insurance companies lawyer be required to represent the interest of their client, your friend? And, why wouldn't the insurance be on the hook for liability?
isnt auto insurance occurrence based? IE, if the accident happened, even if suit is years later and youre no longer insured, youre covered. If that weren't the case, none of us could ever change carriers without buying tail insurance...
The colleague is not a fool but it’s possible his story missed/skipped a key detail.
04-09-2018, 02:38 PM
#28
Ask the indian tribal police to work with you at a nearby indian reservation. Show them how you use their casino's and have kinda paid for the right.
Heard of this taking place in New Mexico
Heard of this taking place in New Mexico