strato58

Who are you guys using for limited use specialty coverage. Im in NJ and my American Collectors insurance expired and they don't want to renew me...Also looking to save some $$ if I can.

MK_TT

state farm.

Igooz

State Farm as well..multiple cars and bikes including a couple of appraised value insurance deals on collectibles. (But I would have to say the your agent makes all the difference...)

TT Surgeon

Usaa

strato58

im looking for just 3000 mile per year limited use...wondering if you guys have unlimited use with those larger companies.

550bryan

I'm State Farm too, multiple cars with a couple on agreed appraised value (pays 80% of appraised value upon total loss). Very reasonable but I'm an older guy in a low premium area. I think their limited use policy stipulates either 5 or 6 thou a year.

Khooger

state farm too

Jon997TT

Good question -- I've been working on rates now trying to lump together a new policy into my new home purchase policy for the multi-line discount. I now have Cincinnati Insurance with an agreed-to value of $75,000. However, for my new home policy along with my cars, Cincinnati Insurance is way high compared to State Farm. I'm going with State Farm, but they won't do an agreed to value policy. So am I gonna be screwed in a total loss? Cincinnati Insurance's policy is at 75K in a total loss, and it appreciates each year with inflation.

550bryan

I have two 32 Ford hotrods insured with State Farm. Each has had an appraisal that has been agreed to by the company. If either car is a total loss the policy pays me 80% of the appraised value. That's OK with me as appraisals represent full retail, so the lesser figure works and there's no ambiguity on the amount. The policies are really affordable. My cars are wrapped with a homeowner policy and an umbrella liability policy, all from an agent I know who knows me, one of the strengths of SF.

Pete C

Classicins.com

I use them for the spyder and lambo. Agreed value policies with mileage tiers. Average cost is just about $100/$10000 in coverage.
$750/yr for $75k valued car.

flyjets

Amica and USAA

Ian

The NSX dude

I use Hagerty, they seem like a rip off. I pay $1950 a year, $1000 deductible, agreed upon values. Might start shopping around when renewal time comes.

strato58

Hagerty is a rip off...
they are one of the highest rate wise

SBTT

State Farm also

4ocious

Geico, I compared it to USAA and Geico was several hundred dollars cheaper (home, 4 cars, contents, etc.). My TT's low rate is based upon 3K miles/year.