Fight for more. I’m preparing to go through this process as well. You’re in ATL, right? I’m using a gentleman recommended by the local Porsche certified shop. His guarantee is to get his customers at least $500 above whatever the insurance company’s initial DV claim is. If he can’t, he refunds his flat rate of $295. Seems like a worthwhile proposition to me.

The insurance companies are freaking leaches and they live for people who don’t fight for what they are due.

I recently went through this. I got nearly $1900 more than insurance’s Initial offer. But I did have to threaten litigation to get them there. The current insurance system is all a scam; one that we all are forced to support.

Fwiw, my appraiser has been great to deal with but he totally plays the game that he’s (likely) instructed to.

All you you do is tell them that you’d like to make a claim for diminished value. They will then low ball you and tell you to pound sand if you ask for more. You’ll then pay $300+ to hire an appraiser to create a more realistic value for you. Then your insurance will magically be more willing to hire their own appraiser who will then come back with a value less than what your appraiser produced. You’ll then ask them to split the difference between the two quotes. They will either accept or tell you to pound sand. You’ll then have your appraiser draft a more threatening letter to send to their legal team basically threatening to take them to small claims court. They’ll either relent or again tell you to pound sand.

Wash. Rinse. Repeat. It’s all a game and all a scam.

No form. Just email your claims rep and tell them you want DV. A claim through insurance is what goes on your record. The point of the DV is to get financial recuperation due to the ill effects of said claim on the car’s record.