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Old 11-23-2016, 12:55 PM
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FLYT993
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Default Insurance Fight

does anyone have the 993 option code list and corresponding prices? thanks.
Old 11-23-2016, 01:49 PM
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993/907
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I have the original window sticker for my lightly optioned '95.
If you PM your email address I can scan and send to you.
By the way, a few weeks ago I was able to make an agreed value of $50k for my 100k mile car with State Farm; they consider the car an "antique" since it is over 20 years old.....and my annual premium wend DOWN by about 35%!

Gordo
Old 11-23-2016, 01:58 PM
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FLYT993
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Originally Posted by 993/907
I have the original window sticker for my lightly optioned '95.
If you PM your email address I can scan and send to you.
By the way, a few weeks ago I was able to make an agreed value of $50k for my 100k mile car with State Farm; they consider the car an "antique" since it is over 20 years old.....and my annual premium wend DOWN by about 35%!

Gordo
pm sent. appreciate it!
Old 11-23-2016, 03:08 PM
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Paul M
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https://rennlist.com/forums/993-foru...ons+price+list
Old 11-23-2016, 03:37 PM
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NC TRACKRAT
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Just curious...What correlation can be made by calculating the MSRP of a 22-to-18 year-old vehicle to current value? To me, condition, mileage and market are the primary factors. Yes, certain options might have a bearing but, IMHO, to a lesser extent.
Old 11-23-2016, 04:34 PM
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Originally Posted by NC TRACKRAT
Just curious...What correlation can be made by calculating the MSRP of a 22-to-18 year-old vehicle to current value? To me, condition, mileage and market are the primary factors. Yes, certain options might have a bearing but, IMHO, to a lesser extent.
Options on these cars can add $30k to the MSRP. Also the right options can change the market value (sport seats, PTS, etc).
Old 11-23-2016, 05:13 PM
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993/907
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Originally Posted by NC TRACKRAT
Just curious...What correlation can be made by calculating the MSRP of a 22-to-18 year-old vehicle to current value? To me, condition, mileage and market are the primary factors. Yes, certain options might have a bearing but, IMHO, to a lesser extent.
Considering that CPI inflation would bump a 1995 $70k MSRP to about $110k now..........seems to me recent prices are still a good deal for our 993's.

Gordo
Old 11-23-2016, 06:33 PM
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FLYT993
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thanks guys. the relevance here is for a DV claim. the insurance company is erroneously using a bare bones C2 (16 inch wheels and all) as the benchmark. my car is a decently optioned C4. hence, i'm insisting they use correct values when running their calculations.
Old 11-23-2016, 07:47 PM
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1. Are you making the DV claim against your insurer, or against a third party? If against your insurer, have you read the exact language in your policy on this matter? You also need to research if your state laws allow this (many do not).

2. Hagerty, which is one datapoint, actually values a 1995 #2 C2 ($78K) higher than a #2 C4 ($68K). This is one of the few places you point someone to on values without doing a lot of legwork. The bigger issue besides whether you even claim DV is getting an insurer to use reasonable market prices. Prices for most 993's have been flat or trending down since earlier in the year as well.

3. I agree with the comment that mileage/condition and add originality/history are going to effect value more than most options for a 993 C4. Sure soft back seats or PTS add value, so do hardbacks, but beyond that it has to be a pretty unique set of options to really make a big difference. The C4, for whatever reasons, has not been viewed as a collectible like the Turbo, or even the C2S/C4S so I think options (again with some exceptions) do not play as much a part of the value of the car.
Old 11-23-2016, 08:34 PM
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thanks bob. it's against the other person's insurance.
Old 11-23-2016, 10:13 PM
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Originally Posted by FLYT993
thanks bob. it's against the other person's insurance.
You may want to stop that claim with them and go through your carrier, they have the policy with you and will treat you more fairly. The other carrier could not care less.

Your carrier will go after the other carrier after they paid you and get there money back and your deductible. When that happens your record will be wiped clean from any payout. That usually takes around 6 months for that process. You go through the other carrier if its not your fault and if you DO NOT have collision coverage.
Old 11-23-2016, 11:41 PM
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Flyt993, I have Hagerty and obtained an agreed value of $60k over the phone without any problems. I have had no claims with them so far. On the topic of filing against your own insurance as oposed to the other party's insurance. I have AAA on my other cars and homes. My agent would agree with the others that you should file with your own insurance so you get the customer service and values you payed for. If you are not at fault your agent should repair or replace your car. Once all is settled your company will recoup all they have paid from the at fault party's carrier. Basically utilizing your own company ensures you get what you pay for and not what some other carrier may or may not want to pay. Also it does not count against you on your insurance. You will have an accident on DMV but not at fault which should have no negative outcome against you. RC
Old 11-24-2016, 10:29 AM
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appreciate the advice and support on this board. that's why i love this place.

the other party's insurance has already paid for the repairs, which were completed at a tier 1 shop. her insurance has also already agreed to pay my dv claim (in writing). the question now is how much, and how they are valuing/assessing my car. that is the fight i am having with them. will let you know the outcome once fully settled.
Old 11-24-2016, 09:56 PM
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KNS
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Originally Posted by 993/907
I have the original window sticker for my lightly optioned '95.
If you PM your email address I can scan and send to you.
By the way, a few weeks ago I was able to make an agreed value of $50k for my 100k mile car with State Farm; they consider the car an "antique" since it is over 20 years old.....and my annual premium wend DOWN by about 35%!

Gordo
I asked State Farm about the same thing and they said it had to be 25 years old. I'm going to have to call them!!
Old 11-25-2016, 11:48 AM
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Originally Posted by KNS
I asked State Farm about the same thing and they said it had to be 25 years old. I'm going to have to call them!!
Actually they will do some cars that are only 10+ years as well, I found that that the agent, and the regional underwriters as well, did not even know about the classic/antique policies or misunderstood the criteria.

https://www.statefarm.com/insurance/...e-classic-cars


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