StormRune

^^^ And it looks like we have a winner!!! Very nice.

SacJoe

I have a pretty similar policy to you and I'm at about 1600/year but I have one point for a stop sign violation that is about to drop off

dflowerz

$528 for 6 months with USAA. $500 deductible.

SacJoe

doesn't age factor into it too? old people tend to have better rates?

RYE

LexVan

There are many factors. Location being a BIG one, when all other things are equal (age, history, item). One other, not commonly known, is Credit Score. There are algorithms relating credit scores and risk as related to insurance premiums. But, in general, comparing insurance premiums, is a lot like mattress shopping.

Gary JR

All I know is State Farm does about a $500 autopay every month for 2 cars, home, vacay condo and $1M Umbrella policy. It's been awhile since I looked at how that sausage is made.

saeyedoc

When we just switched the agent told my wife that we got a better rate because we've had continuous coverage for decades, they penalize people who have it on and off.

Fünfer

I think I'll give GEICO a call to compare. I've never been fond of getting inundated with GEICO commercials, but from what I am reading here they have pretty good rates.

cug

They have good rates, but their service is "mass production" and the coverage is sometimes sub par. For example they don't cover rider gear other than helmet on motorcycle insurance. Progressive does, but costs twice as much for our bikes per years, so we could theoretically buy a new set for each of us every two years. And that's the freakishly expensive BMW and Stadler gear ...

fast1

Yes, but auto insurance rates begin to increase again at 65.

Fünfer

thanks for all the feedback on this thread. I have switched from Allstate to Liberty Mutual and cut my insurance cost in half, while increasing my coverage for liability. I just hope that Liberty is good to me if I need them.

FiveRiversGTS

Thank You for starting this thread. Since then I also shopped around and then called back Liberty Mutual my original Insurance Company and they also offered me half the original rate, which honestly was slowly going up and I never questioned that. Thus far I am happy with LM.

phx991

USAA quoted almost $800 for the same coverage.

Penn4S

I have 3 cars with Geico, my 4S, my wife's Macan S and a new Jeep for my winter driving and we pay $243/month. The highest to insure is the Jeep cheapest is my 4S.