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What do you pay for Insurance

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Old 06-11-2017, 10:59 AM
  #31
Porsche_nuts
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Originally Posted by LexVan View Post
$690/6-months. Full coverage. $500 deduct. <7,500 miles. No school. No work. State Farm. Drop most all coverage from mid-Oct till mid-March while in winter hibernation.
How much do you get back for dropping during the hibernation months. You can drop collision, but need to keep comprehensive. I also drop during hibernation month and savings is not that much - about $150, maybe less.
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Old 06-11-2017, 11:07 AM
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Originally Posted by Porsche_nuts
How much do you get back for dropping during the hibernation months. You can drop collision, but need to keep comprehensive. I also drop during hibernation month and savings is not that much - about $150, maybe less.
Costs me <$100 to insure the car during winter hibernation.
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Old 06-11-2017, 11:34 AM
  #33
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About 2400 a year for a 2k17 911 c4S and a 440i gran coupe
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Old 06-11-2017, 01:09 PM
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I am paying $1,155 a year for my 2014 911 C2 and it is classified as my commuter car. My 2016 GTI is classified as pleasure and costs me $912. Plus $76 each to add them to my $2M umbrella liability policy.
Phila suburbs - Encompass Insurance.
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Old 06-11-2017, 05:47 PM
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Originally Posted by STG View Post
Looks like OP is from San Jose, CA. Makes $ense
Unless he lives in a high crime part of the city or has a bad driving record, it makes no sense. I pay about $800 a year for my C2S here in Silicon Valley. I believe my mileage rating on the car is 5k per year.
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Old 06-14-2017, 05:45 PM
  #36
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Originally Posted by Archimedes View Post
Unless he lives in a high crime part of the city or has a bad driving record, it makes no sense. I pay about $800 a year for my C2S here in Silicon Valley. I believe my mileage rating on the car is 5k per year.
Who is your insurance provider?
I need to shop around. $2k/yr. is too much. I don't live in a bad area, and have a clean record.
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Old 06-14-2017, 07:52 PM
  #37
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Am I the boy one with a rider? I carry a $15K rider in addition to the regular policy to cover the additions to the car.
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Old 06-14-2017, 11:20 PM
  #38
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Originally Posted by Fünfer View Post
Who is your insurance provider?
I need to shop around. $2k/yr. is too much. I don't live in a bad area, and have a clean record.
GEICO
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Old 06-15-2017, 04:13 AM
  #39
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GEICO - Tennessee - $250 Deductible - $560 / 6 months
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Old 06-15-2017, 10:42 AM
  #40
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Geico $850 for 6 months 5000 miles per year
Have 6 trucks used for work on a commercial policy
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Old 06-15-2017, 02:51 PM
  #41
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Wow, some of you guys are paying a lot for insurance. If my insurance on a basic C2S was $1,500+ a year, I'd probably sell it on principle alone. Given the market value of my car, that's just nuts for someone with a clean record.
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Old 06-15-2017, 03:05 PM
  #42
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I'm changing from CSAAA to Geico as of 7/1. Limits $500K/$500K/$100K, Col $1K/Comp $100. Geico was $1358/yr, CSAAA $1595/yr. Multi car and homeowners discounts. 2017 C2S Cab, 10K mi/yr.
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Old 06-15-2017, 03:44 PM
  #43
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I live in the City of San Francisco and my 991 C2S is my daily driver

1000/Collision
250/Comprehensive
300k/Bodily Injury
Roadside
Car Rental
Uninsured Motorist
Geico
$764/ 6months.

When I had my garage as being garaged in San Jose, it was considerably cheaper. Even different neighborhoods in San Francisco vary in price quite a bit.

My premium dropped $100 when I moved 1.5 miles within the city. I am assuming they also take into consideration crime rates in the area.
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Old 06-15-2017, 04:20 PM
  #44
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For your amusement, the 2013 991 is the cheapest (modern) car at my house - makes little sense

- Carrera is $500 / 6mo with low miles
- Wife's 2010 RR sport is $550 (it's worth less than 1/2 the porsche)
- Leased Electric golf beater is $600 !! (Cheapest car of them all) ???
- 1974 2002 is $200 / 6mo !! with some mile limitations and agreed value !

I pay too much for insurance...
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Old 06-15-2017, 05:26 PM
  #45
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Great thread, just realized I can switch from Farmer's to Geico and save over half. $2200/6 months for my Carrera, my wife's Panamera, my 26 yo daughter's Altima and my 22 yo daughter's Escape.
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