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What do you pay for Insurance

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Old 03-21-2018, 11:17 PM
  #181  
JR1946
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State Farm $502/6 months on 2018 991.2 GTS, 72 year old

Have a total of 5 vehicles and 2 homes + umbrella policy with them.

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Old 03-22-2018, 12:20 AM
  #182  
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$835 per 6 months, 2017 Carrera S, with USAA and four other cars. 20 year old and 18 yo sons on policy, 500 deductible, 500K/1000K coverages. Will be taking 20 yo off policy soon and transferring him to his own. 18 yo will go to college with no car, but 15 yo daughter will turn 16. I keep saying I need to look at combining my home, auto, umbrella and personal liability with one company, but incumbancy is powerful!
Old 03-22-2018, 09:49 AM
  #183  
Gary JR
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Originally Posted by JR1946
State Farm $502/6 months on 2018 991.2 GTS, 72 year old

Have a total of 5 vehicles and 2 homes + umbrella policy with them.

JR1946
Almost identical except for 3 vehicles. $1M umbrella. They told me multi car discount does not go beyond 2 vehicles.
Old 03-22-2018, 10:07 AM
  #184  
SBARacing
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When you guys state a price "Have a total of 5 vehicles and 2 homes + umbrella policy with them" The 502 is for the 911 only or for all cars?

I found out that your city and state make a huge diff on your cost.
Old 03-22-2018, 10:11 AM
  #185  
Gary JR
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Originally Posted by SBARacing
When you guys state a price "Have a total of 5 vehicles and 2 homes + umbrella policy with them" The 502 is for the 911 only or for all cars?

I found out that your city and state make a huge diff on your cost.
911 but varies a lot with coverage and amount and deductibles.
Old 03-22-2018, 10:15 AM
  #186  
SBARacing
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Ok, thanks.
I'm in range.

Though moving to FL and between 2 diff cities in FL made a change for me.
$1,320 with Geico along with the wife. Cheaper than my 2018 Sierra Denali @ $1,680 a year.
Old 03-22-2018, 11:49 AM
  #187  
Gordon Shumway
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I'm in FL, and it is $427/six months with $250/$500 Liability, $250 Collision deductible, and $0 Comprehensive deductible. That includes discounts for multi-car (2) and multi-policy (home and umbrella). Insurer is State Farm.
Old 03-22-2018, 11:59 AM
  #188  
SBARacing
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Gordon,
That was what I paid with SF before I got I to 2 not at fault accidents with people who can't drive out here in FL.
Even though I was not at fault, since FL is not an at fault state, my insurance had to pay out and it did effect my rate.
Crazy how that goes even if you are not at fault.
Old 03-22-2018, 12:37 PM
  #189  
Gordon Shumway
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Originally Posted by SBARacing
Gordon,
That was what I paid with SF before I got I to 2 not at fault accidents with people who can't drive out here in FL.
Even though I was not at fault, since FL is not an at fault state, my insurance had to pay out and it did effect my rate.
Crazy how that goes even if you are not at fault.
It is not clear from your post what was paid out, but FL no-fault only applies to medical payments or personal losses such as wages, and then only up to the first $10K (the normal minimum people carry). No-fault has nothing to with collision, or liability above that initial $10K. No-fault coverage is pretty limited, and a small part of the premium. If I were you, I'd want to know why someone told you to use your insurance for non-chargeable accidents, unless of course the other drivers were uninsured. Even then, SF would go after the uninsured person to recover their payout.
Old 03-22-2018, 01:01 PM
  #190  
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They are going after, but in both cases the damage was higher than the insurance the other party was holding. One was an old lady with no 3rd party coverage.
In the mean time, they are saying I'm the one holding the bucket even though at both I was at 0% fault and in both the other part got a police ticket.
Had to move out and went to Geico.
Old 03-22-2018, 11:35 PM
  #191  
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Originally Posted by 911-TOUR
2018 Carrera T. Houston. State Farm. $1060/yr 250/500 w/ $1K deductible. May go down after 6 months with their telematics device.
How old are you and do you have multi-line discounts? I have a clean record and I’m paying twice that with two cars, and home through Nationwide. Getting tired of reading all about these rates here and then hearing my agent tell me how expensive Houston is. And low and behold here is a Houston rate half what i pay.
Old 03-23-2018, 12:52 AM
  #192  
911-TOUR
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Originally Posted by TXGold


How old are you and do you have multi-line discounts? I have a clean record and I’m paying twice that with two cars, and home through Nationwide. Getting tired of reading all about these rates here and then hearing my agent tell me how expensive Houston is. And low and behold here is a Houston rate half what i pay.
Early fourties, have 3 cars + home + umbrella with SF. I also just cross-compared to USAA which was almost identical (within $10/yr) across all my policies except the homeowners deductible was slightly higher with USAA so I didn't go with them. Oddly, the 911T is the cheapest of my 3 cars to insure - others are a '15 MDX, and a '15 LR4.

Last edited by 911-TOUR; 03-26-2018 at 11:00 PM.
Old 03-26-2018, 12:45 PM
  #193  
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As I can see prices are grow and grow. I have an 07 Targa 4S and I pay $700 for 6 months thru Geico. This is a second car for me that I only will put 3000 miles on a year. I recommend to check you prices here cheapautoinsurance.com maybe you will find more inexpensive variant in your state.
Old 04-08-2018, 08:47 PM
  #194  
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Originally Posted by c_Gio
$791 6 months. SoCal. All the discounts. USAA.
$760/q 6 mos also with USAA in midwest but with 5 total cars on the policy and two teenagers...my 18 y/o son's '06 VW GTI is more than my '13 Carrera S and almost equal to my '14 Range Rover Sport 5.0 Supercharged!. My daughter's '04 Audi TT is still in learner's permit status since she's 17 y/o then I'll start selling blood to pay for insurance probably! Wifey's '16 Cayenne is the best rate at about $520/q6 mos! Yep the joys of having kids...glad they both got part-time jobs! Overall USAA now gets about $525 monthly total from me to covers all of the cars for all the drivers plus homeowners insurance and separate policy for household items, etc!



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